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3 <br /> COMMERCIAL AUTOMOBILE <br /> HA 99 16 09 10 <br /> THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. <br /> COMMERCIAL AUTOMOBILE BROAD FORM <br /> ENDORSEMENT <br /> This endorsement modifies insurance provided under the following: <br /> BUSINESS AUTO COVERAGE FORM <br /> To the extent that the provisions of this endorsement provide broader benefits to the "insured" than other <br /> provisions of the Coverage Form,the provisions of this endorsement apply. <br /> 1. BROAD FORM INSURED d. Any "employee" of yours while using a <br /> A. Subsidiaries and Newly Acquired or covered "auto" you don't own, hire or <br /> Formed Organizations borrow in your business or your personal <br /> The Named Insured shown in the affairs. <br /> Declarations is amended to include: C. Lessors as Insureds <br /> (1) Any legally incorporated subsidiary in Paragraph A.1. -WHO IS AN INSURED -of <br /> which you own more than 50% of the Section II - Liability Coverage is amended to <br /> voting stock on the effective date of the add: <br /> Coverage Form. However, the Named e. The lessor of a covered "auto" while the <br /> Insured does not include any subsidiary "auto" is leased to you under a written <br /> that is an "insured" under any other agreement if: <br /> automobile policy or would be an (1) The agreement requires you to <br /> "insured" under such a policy but for its provide direct primary insurance for <br /> termination or the exhaustion of its Limit the lessor and <br /> of Insurance. <br /> (2) Any organization that is acquired or (2) The"auto"is leased without a driver. <br /> formed by you and over which you Such a leased "auto" will be considered a <br /> maintain majority ownership. However, covered "auto" you own and not a covered <br /> the Named Insured does not include any "auto"you hire. <br /> newly formed or acquired organization: D. Additional Insured if Required by Contract <br /> (a) That is a partnership, joint venture (1) Paragraph A.1. -WHO IS AN INSURED <br /> or limited liability company - of Section II - Liability Coverage is <br /> (b) That is an "insured" under any other amended to add: <br /> policy, f. When you have agreed, in a written <br /> (c) That has exhausted its Limit of contract or written agreement, that a <br /> Insurance under any other policy, or person or organization be added as <br /> (d) 180 days or more after its an additional insured on your <br /> acquisition or formation by you, business auto policy, such person or <br /> unless you have given us notice of organization is an "insured", but only <br /> the acquisition or formation. to the extent such person or <br /> Coverage does not apply to "bodily organization is liable for "bodily <br /> injury" or "property damage" that results injury" or "property damage" caused <br /> from an "accident" that occurred before by the conduct of an "insured"under <br /> you formed or acquired the organization. paragraphs a. or b. of Who Is An <br /> B. Employees as Insureds Insured with regard to the <br /> ownership, maintenance or use of a <br /> Paragraph A.1. -WHO IS AN INSURED - of covered "auto." <br /> SECTION II - LIABILITY COVERAGE is <br /> amended to add: <br /> ©2010,The Hartford (Includes copyrighted material <br /> Form HA 99 16 09 10 of ISO Properties, Inc.,with its permission.) Page 1 of 5 <br /> 45 <br />