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1 0 <br /> EXHIBIT D <br /> VERMONT FAIR CREDIT REPORTING CONTRACT CERTIFICATION <br /> The undersigned, ("Client"), acknowledges that it subscribes to receive various information services from <br /> Equifax Information Services LLC ("Equifax") in accordance with the Vermont Fair Credit Reporting Statute, 9 <br /> V.S.A. § 2480e (1999), as amended (the "VFCRA") and the Federal Fair Credit Reporting Act, 15, U.S.C. 1681 et. <br /> Seq., as amended (the "FCRA") and its other state law counterparts. In connection with Client's continued use of <br /> Equifax information services in relation to Vermont consumers,Client hereby certifies as follows: <br /> Vermont Certification. Client certifies that it will comply with applicable provisions under Vermont law. In particular, <br /> Client certifies that it will order information services relating to Vermont residents, that are credit reports as defined <br /> by the VFCRA, only after Client has received prior consumer consent in accordance with VFCRA § 2480e and <br /> applicable Vermont Rules. Client further certifies that the attached copy of VFCRA § 2480e applicable Vermont <br /> Rules were received from Equifax. <br /> Client: <br /> Signed By: <br /> Printed Name and Title: <br /> Account Number: <br /> Date: <br /> Please also include the following information: <br /> Compliance Officer or Person Responsible for Credit Reporting Compliance <br /> Name: <br /> Title: <br /> Mailing Address: <br /> E-Mail Address: <br /> Phone: Fax: <br /> Standard Agreement for Service—On Line Services Only LRD 4/291911 20 <br /> #43064v17 <br />