Ordinance 3444-15 with Acceptance

3.a. is replaced in its entirety by the following: a. Coverage under this provision is afforded only until the end of the policy period. 14. Non -Owned Watercraft Under Section I - Coverap_e A. paragraph 2 Exclusions, g.(2) is replaced in its entirety by the following: (2) A watercraft you do not own that is: (a) Less than 51 feet long; and (b) Not being used to carry persons or property for a charge; This provision applies to any person, who with your consent, either uses or is responsible for the use of a watercraft. 15. Personal Injury - Broad Form (1) Under Section I - Coverage B, paragraph 2.e. is deleted in its entirety. (2) Under Section V - Definitions, definition 14, paragraph b. is replaced in its entirety by the following: b. Malicious prosecution or abuse of process. (3) Under Section V - Definitions, definition 14, paragraph h. is added as follows: h. Discrimination or humiliation (unless insurance thereof is prohibited by law) that results in injury to the feelings or reputation of a natural person, but only if such discrimination or humiliation is: (1) Not done intentionally by or at the direction of: (a) The insured; (b) Any officer of the corporation, director, stockholder, partner or member of the insured; and (2) Not directly or indirectly related to an "employee", not to the employment, prospective employment or termination of any person or persons by an insured. (4) This coverage does not apply if Coverage B - Personal and Advertising Injury Liability is excluded either by the provisions of the Coverage Part of by endorsement. 16. Product Recall Expense (1) Under Section I - Coverage A, paragraph 2 Exclusions, n. is replaced in its entirety by the following: n. Recall of Products, Work or Impaired Property Damages claimed for any loss, cost or expense incurred by you or others for the loss of use, withdrawal, recall, inspection, repair, replacement, adjustment, removal or disposal of: (1) "Your product"; (2) "Your work'; or (3) 'Impaired property"; if such product, work, or property is withdrawn or recalled from the market or from use by any person or organization because of a known or suspected defect, deficiency, inadequacy or dangerous condition in it, but this exclusion does not apply to "product recall expenses" that you incur for the "covered recall' of "your product'. The exception to the exclusion does not apply to "Product recall expenses" resulting from: (1) Failure of any products to accomplish their intended purpose; (2) Breach of warranties of fitness, quality, durability or performance; (3) Loss of customer approval, or any cost incurred to regain customer approval; (4) Redistribution or replacement of "your product" which has been recalled by like products or substitutes; (5) Caprice or whim of the insured; (6) A condition likely to cause loss of which any insured knew or had reason to know at the inception of this insurance; (7) Asbestos, including loss, damage or clean up resulting from asbestos or asbestos containing materials; (8) Recall of 'your products" that have no known or suspected defect solely because a known or suspected defect in another of "your products" has been found. (2) Under Section II - Who Is An Insured, paragraph 3.d. is added as follows: d. Coverage A does not apply to "product recall expense" arising out of any withdrawal or recall that occurred before you acquired or formed the organization. (3) Under Section III - Limits of Insurance, paragraph 8. is added as follows: S. The Limits of Insurance and rules stated below fix the most we will pay under this coverage part. Page 4 of 6 Includes copyrighted material of ISO Insurance Services Office, Inc. with its permission. 421-0778 09 09