Compass Health 2/22/2017 - Laserfiche WebLink

Page 4 of 6 e. seizure or destruction of property by order of a governmental authority; provided that this Exclusion shall not apply to an order of evacuation by a governmental authority due to a condition described above; or f. war, Including undeclared or civil war, warlike action by a military force, insurrection, rebellion or revolution. For the purposes of Evacuation Expense Coverage,the following definitions are added: "Evacuation" means the removal of all or the majority of residents from one or more of your locations or facilities in response to an actual or threatened, natural or man-made condition, that is unexpected and unforeseen and, causes the residents of such location or facility to be In Imminent danger of loss of life or physical harm. Such condition must be in the form of an emergency or sudden crisis requiring immediate action,and not the result of a latent or hidden condition at the location or facility. "Evacuation expenses" means reasonable costs and expenses actually incurred by you in connection with the 'evacuation', including the costs associated with transporting and lodging residents who have been evacuated. "Evacuation expenses" shall not include any remuneration, salaries, overhead, fees or benefit expenses of the Named Insured or any insured. Duties In the Event an Evacuation Occurs 1. Any"evacuation'shall be reported to us as soon as practicable, but in no event later than thirty(30)days after you first Incur "evacuation expenses" for which coverage will be requested, or thirty (30) days after the expiration date of your policy,or whichever is earlier. 2. You are not required to obtain our prior written approval or consent before incurring any 'evacuation expenses'. E. Changes applicable to Healthcare Professional Liability Coverage Form; Healthcare General Liability Coverage Form; and Healthcare General Liability Coverage Form - Claims-Made, whichever applies The Abuse or Molestation exclusion is deleted from the Exclusions section of your policy. The following is added to Section I - Coverages, 1. Insuring Agreement of the Healthcare Professional Liability Coverage Form, Section 1 - Coverages, Coverage A Bodily Injury and Property Damage Liability, 1. Insuring Agreement of the Healthcare General Liability Coverage Form, and Section I - Coverages, Coverage A Bodily injury and Property Damage Liability, 1. Insuring Agreement of the Healthcare General Liability Coverage Form -Claims-Made. We will defend any "claim" in any way related to, in whole or in part, 'abuse or molestation', provided that no insured, other than the alleged perpetrator and/or victim, knew about or could have reasonably foreseen or discovered the event which gave rise to such "claim". We will also pay amounts that any insured becomes legally required to pay as damages. The defense provided and damages paid under this coverage are subject to the abuse or molestation limits of insurance shown below. Defense expenses and damages paid will reduce and may exhaust the limits of insurance as shown in the declarations. Annual Aggregate Abuse Or Molestation Limit: $1,000,000 Miscellaneous Attachment: M490007 Certificate ID : 3973501