2015/09/02 Council Agenda Packet

B. Owned Autos You; Acquire After The Policy We have the right and duty to defend Begins "insured" against a "suit" asking for such dama 1. If Symbols 1, 2, 3, 4, 6, 6 or 19 are entered or a "covered pollution cost or expen next to a coverage in .Item Two of the However, we have no duty to defend Declarations, then you have coverage for "insured" against a "suit" seeking damages "autos" that you acquire of the type described "bodily injury" or "property damage" or a "covE for the remainder of the policy period. pollution cost or expense" to which this insura 2. But, if Symbol 7 is entered next to a coverage does not apply. We may investigate and settle 'suit in Item Two of the Declarations, an "auto" you claim or a5 we consider appropriate. ' duty to defend or settle ends when the Liat acquire will be a covered "auto" for that Coverage Limit of Insurance has been exhau, coverage only if: by payment of judgments or settlements. a. We already cover all "autos" that you own 1. Who Is An Insured for that coverage or it replaces an "auto" you previously owned that had that The following are "insureds": coverage; and a. You for any covered "auto." b. You tell us within 30 days after you b. Anyone else while using with y acquire it that you want us to cover it for permission a covered "auto" you own, I that coverage. or borrow except: C. Certain Trailers, Mobile Equipment And (1) .The owner or anyone else from wh Temporary Substitute Autos you hire or borrow a covered "au If Liability Coverage is provided by this Coverage This exception does not apply if Form, the following types of vehicles are also covered "auto" is a "trailer" connec covered "autos" for Liability Coverage: to a covered "auto" you own. 1. "Trailers" with a load capacity of 2,000 pounds (2) Your "employee" if the covered "a►. or less designed primarily for travel on public is owned by that "employee" or roads. member of his or her household. 2. "Mobile equipment" while being carried or (3) Someone using a covered "au towed by a covered "auto." while he or she is working in 3. Any "auto" you do not own while used with the business of selling, servicilrepairing, parking or storing "auto permission of its owner as a temporary unless that business is yours. substitute for a covered "auto" you own that is out of service because of its: (4) Anyone other -than your "employee a. Breakdown; partners (if you are a partnershi members (if you are a limited liabi b. Repair; company), or a lessee.or borrower c. Servicing; any of their "employees," wf d. "Loss"; moving property to or from a cover or auto.' e. Destruction. (6) A partner (if you are a partnership), SECTION II — LIABILITY COVERAGE a member (if you are a limited liabi! A. Coverage company) for a covered "auto" own by him or her or a member of his We will pay all sums an "insured" legally must pay her household. as damages because of "bodily injury" or "property C. Anyone liable for the conduct of damage" to which this insurance "accident" 'Insured' described above but only to t applies, caused by an and resulting extent of that liability. from the ownership, maintenance or use of a covered "auto." 2. Coverage Extensions We will also pay all surds an "insured" legally must a. Supplementary Payments pay as a "covered pollution cost or expense" to U'rg'e will pay for the "insured": which this insurance applies, caused by an "accident" and resulting irom the ownership, ,11 All 2xpeI;s2S `r'dP InCig. a nten-:nce or use- ri --overall _u, os. i `o:",e r, UJ O S2,000 '.^r JV; N ;,!:' lit b 'lvc `r:lil Cill`J pay i0'i -dre :O'.r:,, ed rGl,uCI; oCsi Gi (iilnlL''i: mg i=n��r': ��5 for isf ,� r��ii.:lil e!lif� e>�"Si!s-3 1-3