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-1- <br />c. Take all or any part of the damaged or <br />(?) Excess while it is connected t <br />stolen property at an agreed or appraised <br />motor vehicle you do not own. <br />value. <br />(2) Primary while it is connected t <br />If we pay for the "loss," our payment will <br />covered "auto" you ovum. <br />include the applicable sales tax for the <br />b. For Hired Auto Physical Dam <br />damaged or stolen property. <br />Coverage, any covered "auto" you le; <br />5. <br />Transfer Of Rights Of Recovery Against <br />hire, rent or borrow is deemed to b <br />Others To Us <br />covered "auto" you own. However, <br />If any person or organization to or for. whom <br />"auto" that is leased, hired, rented <br />we make payment under this Coverage Form <br />borrowed with a driver is not a covs <br />has rights to recover damages from another, <br />"auto." <br />those rights are transferred to us. That person <br />c. Regardless of the provisions of Paragn <br />or organization must do everything necessary <br />a. above, this Coverage Form's Liab <br />to secure our rights and must do nothing after <br />Coverage is primary for any. slab <br />"accident" or "loss" to impair them. <br />assumed under an "insured contract." <br />B. General Conditions <br />d. When this Coverage Form and any of <br />1. <br />Bankruptcy <br />Coverage Form or polio <br />basis, either excess or primary, <br />Bankruptcy or insolvency of the insured or <br />will pay only our share. Our share is <br />the "insured's" estate will not relieve us of any <br />proportion that the Limit of Insurance <br />obligations under this Coverage Form. <br />our Coverage Form bears to the total <br />2. <br />Concealment, Misrepresentation Or Fraud <br />the limits of all the Coverage Forms <br />This Coverage Form is void in any case of <br />policies covering on the same basis. <br />fraud. by you at any time as it relates to this <br />6. Premium Audit <br />Coverage Form. It is also void if you or any <br />a. The estimated premium for this Covera <br />other "insured," at any time, intentionally <br />Form is based on the exposures you t <br />conceal or misrepresent a material fact <br />us you would have when this pol <br />concerning: <br />began. We will compute the final premie <br />a. This Coverage Form; <br />due when we determine your acts <br />b. The covered "auto"; <br />exposures. The estimated total premie <br />will be credited against the final premie <br />c. Your interest in the covered "auto"; or <br />due and the first Named Insured will <br />d. A claim under this Coverage Form. <br />billed for the balance, if any. The due di <br />3. <br />Liberalization <br />for the final premium or retrospecti <br />premium is the date shown as the d <br />If we revise this Coverage Form to provide <br />date on the bill. If the estimated to <br />more coverage without additional premium <br />premium exceeds the final premium dr <br />charge, your policy will automatically provide <br />the first Named Insured will get a refund <br />the additional coverage as of the day the <br />r <br />revision is effective in your state. <br />b, l"i this policy is issued for more than of <br />year, the premium for this Coverage Foi <br />4. <br />fla Benefit To Bailee — Physical Darnage <br />will be computed annually based on o <br />Coverages <br />rates or premiums in effect at tl <br />We will not recognize any assignment or grant <br />beginning of each year of the policy. <br />any coverage for the benefit of any person or <br />7. Policy Period, Coverage Territory <br />organization holding, storing or transporting <br />property for a lee regardless of any other <br />Under this Coverage Form, we cov <br />"accidents" <br />provision of this Coverage Form. <br />and "losses" occurring: <br />5. <br />Other Insurance <br />a. During the policy period shown in ti- <br />fDeclarations; <br />Declarations;and <br />a. For any covered "auto" you own, this <br />b. Within the coverage territory. <br />Coverage Form provides primary <br />insurance. For any covered "auto" you <br />The coverage territory is: <br />don't oven. the insurance provided by thisT•I <br />p =, <br />n. i'.. (✓nl led SLaIa,J C1 ;-:m.., ica; <br />Coverage I-orm is exce-ss over any oiher <br />b. The <br />C ieC4 l�j,IC Insurance. HcV,'Q'!er. While a <br />E <br />t�rl"li 1r: T id OS rc—SS!0AS Cf u: <br />t <br />is r?.i!e—C is <br />rli°ed `te ss mi_ , :rr,eric-•; <br />COMl9Ci60 TO �-notn�r <br />Co. eras - �-_ <br />_. C <br />