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B. Owned Autos You Acquire After The Policy We have the right and duty to defend any Begins "insured" against a "suit" asking for such damages 1. If Symbols 1, 2, 3, 4, 5, 6 or 19 are entered or a "covered pollution cost or expense." next to a coverage in Item Two of the However, we have no duty to defend any Declarations, then you have coverage for "insured" against a "suit" seeking damages for "autos" that you acquire of the type described "bodily injury" or "property damage" or a "covered for the remainder of the policy period. pollution cost or expense" to which this insurance does not apply. We may investigate and settle any 2. But, if Symbol 7 is entered next to a coverage claim or "suit" as we consider appropriate. Our in Item Two of the Declarations, an "auto" you duty to defend or settle ends when the Liability acquire will be a covered "auto" for that Coverage Limit of Insurance has been exhausted coverage only if: by payment of judgments or settlements. a. We already cover all "autos" that you own 1. Who Is An Insured for that coverage or it replaces an 'auto" The followingare"insureds": you previously owned that had that coverage; and a. You for any covered "auto." b. You tell us within 30 days after you b. Anyone else while using with your acquire it that you want us to cover it for permission a covered "auto"you own, hire that coverage. or borrow except: C. Certain Trailers, Mobile Equipment And (1) The owner or anyone else from whom Temporary Substitute Autos you hire or borrow a covered "auto." If Liability Coverage is provided by this Coverage This exception does not apply if the Form, the following types of vehicles are also covered "auto" is a "trailer" connected covered "autos"for Liability Coverage: to a covered "auto"you own. 1. "Trailers"with a load capacity of 2,000 pounds (2) Your "employee" if the covered "auto" or less designed primarily for travel on public is owned by that "employee" or a roads. member of his or her household. 2. "Mobile equipment" while being carried or (3) Someone using a covered "auto" towed by a covered "auto." while he or she is working in a 3. Any "auto" you do not own while used with the business of selling, servicing, repairing, parking or storing "autos" permission of its owner as a temporary unless that business is yours. substitute for a covered "auto" you own that is out of service because of its: (4) Anyone other than your "employees," a. Breakdown; partners (if you are a partnership), members (if you are a limited liability b. Repair; company), or a lessee or borrower or c. Servicing; any of their "employees," while moving property to or from a covered d. "Loss"; or "auto." e. Destruction. (5) A partner(if you are a partnership), or SECTION II—LIABILITY COVERAGE a member (if you are a limited liability A. Coverage company) for a covered "auto" owned by him or her or a member of his or We will pay all sums an "insured" legally must pay her household. as damages because of "bodily injury" or "property damage" to which this insurance c. Anyone liable for the conduct of an applies, caused by an "accident" and resulting insured' described above but only to the from the ownership, maintenance or use of a extent of that liability. covered "auto." 2. Coverage Extensions We will also pay all sums an "insured" legally must a. Supplementary Payments pay as a "covered pollution cost or expense" to We will pay for the "insured": which this insurance applies, caused by an (1) All expenses we incur. "accident" and resulting from the ownership, maintenance or use of covered "autos." However, (2) Up to $2,000 for cost of bail bonds we will only pay for the "covered pollution cost or (including bonds for related traffic law expense" if there is either "bodily injury" or violations) required because of an "property damage" to which this insurance applies "accident" we cover. We do not have that is caused by the same "accident." to furnish these bonds. Page 2 of 11 Copyright, ISO Properties, Inc., 2005 CA 00 01 03 06