Laserfiche WebLink
c. Take all or any part of the damaged or (1) Excess while it is connected to a <br /> stolen property at an agreed or appraised motor vehicle you do not own. <br /> value. (2) Primary while it is connected to a <br /> If we pay for the "loss," our payment will covered "auto"you own. <br /> include the applicable sales tax for the b. For Hired Auto Physical Damage <br /> damaged or stolen property. Coverage, any covered "auto" you lease, <br /> 5. Transfer Of Rights Of Recovery Against hire, rent or borrow is deemed to be a <br /> Others To Us covered "auto" you own. However, any <br /> If any person or organization to or for whom "auto" that is leased, hired, rented or <br /> we make payment under this Coverage Form borrowed with a driver is not a covered <br /> has rights to recover damages from another, "auto." <br /> those rights are transferred to us. That person c. Regardless of the provisions of Paragraph <br /> or organization must do everything necessary a. above, this Coverage Form's Liability <br /> to secure our rights and must do nothing after Coverage is primary for any liability <br /> "accident"or"loss"to impair them. assumed under an "insured contract." <br /> B. General Conditions d. When this Coverage Form and any other <br /> 1. Bankruptcy Coverage Form or policy covers on the <br /> same basis, either excess or primary, we <br /> Bankruptcy or insolvency of the "insured" or will pay only our share. Our share is the <br /> the "insured's" estate will not relieve us of any proportion that the Limit of Insurance of <br /> obligations under this Coverage Form. our Coverage Form bears to the total of <br /> 2. Concealment, Misrepresentation Or Fraud the limits of all the Coverage Forms and <br /> This Coverage Form is void in any case of policies covering on the same basis. <br /> fraud by you at any time as it relates to this 6. Premium Audit <br /> Coverage Form. It is also void if you or any a. The estimated premium for this Coverage <br /> other "insured," at any time, intentionally Form is based on the exposures you told <br /> conceal or misrepresent a material fact us you would have when this policy <br /> concerning: began. We will compute the final premium <br /> a. This Coverage Form; due when we determine your actual <br /> b. The covered"auto"; exposures. The estimated total premium <br /> will be credited against the final premium <br /> c. Your interest in the covered "auto"; or due and the first Named Insured will be <br /> d. A claim under this Coverage Form. billed for the balance, if any. The due date <br /> 3. Liberalization for the final premium or retrospective <br /> premium is the date shown as the due <br /> If we revise this Coverage Form to provide date on the bill. If the estimated total <br /> more coverage without additional premium premium exceeds the final premium due, <br /> charge, your policy will automatically provide the first Named Insured will get a refund. <br /> the additional coverage as of the day the b. If this policy is issued for more than one <br /> revision is effective in your state. year, the premium for this Coverage Form <br /> 4. No Benefit To Bailee — Physical Damage will be computed annually based on our <br /> Coverages rates or premiums in effect at the <br /> We will not recognize any assignment or grant beginning of each year of the policy. <br /> any coverage for the benefit of any person or 7. Policy Period, Coverage Territory <br /> organization holding, storing or transporting Under this Coverage Form, we cover <br /> property for a fee regardless of any other "accidents" and "losses"occurring: <br /> provision of this Coverage Form. <br /> 5. Other Insurance a. During the policy period shown in the <br /> Declarations; and <br /> a. For any covered "auto" you own, this b. Within the coverage territory. <br /> Coverage Form provides primary <br /> insurance. For any covered "auto" you The coverage territory is: <br /> don't own, the insurance provided by this a. The United States of America; <br /> Coverage Form is excess over any other <br /> collectible insurance. However, while a b. The territories and possessions of the <br /> covered "auto" which is a "trailer" is United States of America; <br /> connected to another vehicle, the Liability c. Puerto Rico; <br /> Coverage this Coverage Form provides d. Canada; and <br /> for the"trailer" is: <br /> e. Anywhere in the world if: <br /> Page 8 of 11 Copyright, ISO Properties, Inc., 2005 CA 00 01 03 06 <br />