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E. "Diminution in value" means the actual or or territory that person or organization is
<br /> perceived loss in market value or resale value authorized to serve by public authority.
<br /> which results from a direct and accidental "loss." I. "Leased worker" means a person leased to you by
<br /> F. "Employee" includes a "leased worker." a labor leasing firm under an agreement between
<br /> "Employee" does not include a "temporary you and the labor leasing firm, to perform duties
<br /> worker." related to the conduct of your business. "Leased
<br /> worker" does not include a "temporary worker."
<br /> G. "Insured" means any person or organization
<br /> qualifying as an insured in the Who Is An Insured J. "Loss" means direct and accidental loss or
<br /> provision of the applicable coverage. Except with damage.
<br /> respect to the Limit of Insurance, the coverage K. "Mobile equipment" means any of the following
<br /> afforded applies separately to each insured who is types of land vehicles, including any attached
<br /> seeking coverage or against whom a claim or machinery or equipment:
<br /> "suit" is brought.
<br /> 1. Bulldozers, farm machinery, forklifts and other
<br /> H. "Insured contract"means: vehicles designed for use principally off public
<br /> 1. A lease of premises; roads;
<br /> 2. A sidetrack agreement; 2. Vehicles maintained for use solely on or next
<br /> 3. Any easement or license agreement, except to premises you own or rent;
<br /> in connection with construction or demolition 3. Vehicles that travel on crawler treads;
<br /> operations on or within 50 feet of a railroad; 4. Vehicles, whether self-propelled or not,
<br /> 4. An obligation, as required by ordinance, to maintained primarily to provide mobility to
<br /> indemnify a municipality, except in connection permanently mounted:
<br /> with work for a municipality; a. Power cranes, shovels, loaders, diggers
<br /> 5. That part of any other contract or agreement or drills; or
<br /> pertaining to your business (including an b. Road construction or resurfacing
<br /> indemnification of a municipality in connection equipment such as graders, scrapers or
<br /> with work performed for a municipality) under rollers.
<br /> which you assume the tort liability of another
<br /> to pay for "bodily injury" or "property damage" 5. Vehicles not described in Paragraph 1., 2., 3.,
<br /> to a third party or organization. Tort liability or 4. above that are not self-propelled and are
<br /> means a liability that would be imposed by law maintained primarily to provide mobility to
<br /> in the absence of any contract or agreement; permanently attached equipment of the
<br /> 6. That part of any contract or agreement
<br /> following types:
<br /> entered into, as part of your business, a. Air compressors, pumps and generators,
<br /> pertaining to the rental or lease, by you or any including spraying, welding, building
<br /> of your "employees," of any "auto." However, cleaning, geophysical exploration, lighting
<br /> such contract or agreement shall not be and well servicing equipment; or
<br /> considered an "insured contract" to the extent b. Cherry pickers and similar devices used
<br /> that it obligates you or any of your to raise or lower workers.
<br /> "employees" to pay for "property damage" to 6. Vehicles not described in Paragraph 1., 2., 3.
<br /> any "auto" rented or leased by you or any of or 4. above maintained primarily for purposes
<br /> your"employees.' other than the transportation of persons or
<br /> An "insured contract" does not include that part of cargo. However, self-propelled vehicles with
<br /> any contract or agreement: the following types of permanently attached
<br /> a. That indemnifies a railroad for "bodily equipment are not "mobile equipment" but will
<br /> injury" or "property damage" arising out of be considered "autos":
<br /> construction or demolition operations, a. Equipment designed primarily for:
<br /> within 50 feet of any railroad property and
<br /> affecting any railroad bridge or trestle, (1) Snow removal;
<br /> tracks, roadbeds, tunnel, underpass or (2) Road maintenance, but not
<br /> crossing; or construction or resurfacing; or
<br /> b. That pertains to the loan, lease or rental (3) Street cleaning;
<br /> of an "auto" to you or any of your b. Cherry pickers and similar devices
<br /> "employees," if the "auto" is loaned, mounted on automobile or truck chassis
<br /> leased or rented with a driver; or and used to raise or lower workers; and
<br /> c. That holds a person or organization c. Air compressors, pumps and generators,
<br /> engaged in the business of transporting including spraying, welding, building
<br /> property by "auto" for hire harmless for cleaning, geophysical exploration, lighting
<br /> your use of a covered "auto" over a route or well servicing equipment.
<br /> Page 10 of 11 Copyright, ISO Properties, Inc., 2005 CA 00 01 03 06
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