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21, Security. You shall be solely responsible for acquiring and maintaining technology and procedures for <br /> maintaining the security of your link to the Internet. As part of the Web Services,the Service Provider shall <br /> implement reasonable and appropriate security procedures consistent with prevailing industry standards to <br /> protect data from unauthorized access by physical and electronic intrusion;provided,however,unless resulting <br /> from the failure of Service Provider to perform the forgoing obligations,the parties agree that Service Provider <br /> shall not, under any circumstances,be held responsible or liable for situations (i) where data or transmissions are <br /> accessed by third parties through illegal or illicit means,or(ii)where the data or transmissions are accessed <br /> through the exploitation of security gaps,weaknesses,or flaws unknown to Service Provider at the time.Service <br /> Provider will promptly report to you any unauthorized access to your data promptly upon discovery by Service <br /> Provider,and Service Provider will use diligent efforts to promptly remedy any breach of security that permitted <br /> such unauthorized access. In the event notification to persons included in your data is required,you shall be solely <br /> responsible for any and all such notifications at your expense. <br /> 22. Notices.We may give notice to you by means of(i) a general notice in your account information, (ii)by <br /> electronic mail to your e-mail address on record in your Registration Data,or(iii) by written communication sent <br /> by first class mail or pre-paid post to your address on record in your Registration Data. Such notice shall be <br /> deemed to have been given upon the expiration of forty eight(48) hours after mailing or posting(if sent by first <br /> class mail or pre-paid post)or twelve(12) hours after sending(if sent by email).You may give notice to the <br /> Primary Service Provider(such notice shall be deemed given when received)at any time by letter delivered by <br /> nationally recognized overnight delivery service or first class postage prepaid mail as follows: Benefit Coordinators <br /> Corporation, 10805 Rancho Bernardo Rd,Suite 130,San Diego,CA 92127,in either case,addressed to the <br /> attention of"President of the Company". Notices will not be effective unless sent in accordance with the above <br /> requirements. <br /> 23. Arbitration. Except for actions to protect intellectual property rights and to enforce an arbitrator's <br /> decision hereunder, all disputes,controversies,or claims arising out of or relating to this Agreement or a breach <br /> thereof shall be submitted to and finally resolved by arbitration under the rules of the American Arbitration <br /> Association ("AAA")then in effect. There shall be one arbitrator,and such arbitrator shall be chosen by mutual <br /> agreement of the parties in accordance with AAA rules. The arbitration shall be conducted by telephone or <br /> online. The arbitrator shall apply the laws of the State of Washington to all issues in dispute. The controversy or <br /> claim shall be arbitrated on an individual basis,and shall not be consolidated in any arbitration with any claim or <br /> controversy of any other party. The findings of the arbitrator shall be final and binding on the parties,and may be <br /> entered in any court of competent jurisdiction for enforcement. Enforcements of any award or judgment shall he <br /> governed by the Federal Arbitration Act. Should either party file an action contrary to this provision,the other <br /> party may recover attorney's fees and costs up to$1000.00. <br /> 24. Applicable Law;Jurisdiction and Venue. This Agreement shall be construed under the laws of the State of <br /> Washington,without regard to its principles of conflicts of law. The courts of Benton County in the State of <br /> Washington, USA and the nearest U.S. District Court in the State of Washington shall be the exclusive jurisdiction <br /> and venue for all legal proceedings that are not arbitrated under this Agreement. <br /> 25. Severability. If any provision of this Agreement is declared invalid or unenforceable,such provision shall <br /> be deemed modified to the extent necessary and possible to render it valid and enforceable. In any event,the <br /> unenforceability or invalidity of any provision shall not affect any other provision of this Agreement,and this <br /> Agreement shall continue in full force and effect,and be construed and enforced,as if such provision had not <br /> been included,or had been modified as above provided, as the case may be. <br /> 26. Force Majeure.We shall not be liable for damages for any delay or failure of delivery arising out of causes <br /> beyond our reasonable control and without our fault or negligence, including, but not limited to,Acts of God, acts <br /> of civil or military authority,fires, riots,wars, embargoes, Internet disruptions, hacker attacks,or communications <br /> failures. <br /> 13 <br />