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<br /> HISCOX PROTM General Liability Coverage Part (Occurrence)
<br /> A. Bodily injury and
<br /> property damage We will have no obligation to pay any sums under this Coverage Part,including any damages or
<br /> exclusions claim expenses,for any claim for:
<br /> Aircraft,autos,or 1. bodily injury or property damage arising out of the ownership,maintenance,use,or
<br /> watercraft entrustment to others of any aircraft,auto,or watercraft owned or operated by or rented or
<br /> loaned to you.Use includes operation and loading and unloading.
<br /> This exclusion will apply even if the claim against you alleges negligence or other
<br /> wrongdoing in the supervision,hiring,employment,training,or monitoring of others by you,
<br /> if the occurrence causing the bodily injury or property damage involved the ownership,
<br /> maintenance, use,or entrustment to others of any aircraft,auto,or watercraft owned or
<br /> operated by or rented or loaned to you.
<br /> However,this exclusion will not apply to:
<br /> a. watercraft while ashore on premises owned by or rented to you;
<br /> b. watercraft you do not own,provided it is:
<br /> (1) less than 75 feet long;and
<br /> (2) not being used to transport persons or property for a charge;
<br /> c. the parking of an auto on,or on the ways next to,premises owned by or rented to
<br /> you,provided the auto is not owned by or rented or loaned to you;
<br /> d. liability assumed in an insured contract for the ownership,maintenance,or use of an
<br /> aircraft or watercraft by others;
<br /> e. bodily injury or property damage arising out of:
<br /> (1) the operation of machinery or equipment that is attached to,or part of,a land
<br /> vehicle that would qualify under the definition of mobile equipment if it were not
<br /> subject to a compulsory financial responsibility law or other motor vehicle
<br /> insurance law in the state where it is licensed or principally garaged;or
<br /> (2) operation of the equipment described in 6.b or 6.c of the definition of mobile
<br /> equipment;or
<br /> f. aircraft you do not own. However,this Coverage Part will be excess over any other
<br /> insurance that applies to such aircraft,whether primary,excess,contingent,or on any
<br /> other basis,and the rules stated in Section V.Other provisions affecting coverage,D.
<br /> Other insurance,2.Excess insurance will apply.
<br /> Damage to impaired 2. property damage to impaired property or property that has not been physically injured
<br /> property or property not arising out of:
<br /> physically injured a. a defect,deficiency,inadequacy,or dangerous condition in your product or your
<br /> work;or
<br /> b. a delay or failure by you or anyone acting on your behalf to perform a contract or
<br /> agreement in accordance with its terms and conditions.
<br /> However,this exclusion will not apply to the loss of use of other property arising out of
<br /> sudden and accidental physical injury to your product or your work after it has been put to
<br /> its intended use.
<br /> Damage to property 3. property damage to:
<br /> a. property you own,rent,or occupy,including any costs or expenses incurred by you or
<br /> any other person or organization for repair,replacement,enhancement,restoration,or
<br /> maintenance of such property for any reason,including prevention of injury to a person
<br /> or damage to another's property;
<br /> b. premises you sell,give away,or abandon,if the property damage arises out of any
<br /> part of those premises;
<br /> c. property loaned to you;
<br /> d. personal property in your care,custody,or control;
<br /> Includes copyrighted material of Insurance
<br /> Services Offices,Inc.,with its permission
<br /> WCL P0002 CW(10/14) Page 8 of 19
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