|
HISCOX PROTM General Liability Coverage Part (Occurrence)
<br /> (1) request,demand,or order that you or others test for,monitor,clean up,remove,
<br /> contain,treat,detoxify,or neutralize,or in any way respond to or assess the
<br /> effect of any biological agents;or
<br /> (2) claim or other proceeding by or on behalf of a governmental authority or others
<br /> for the testing for,monitoring,cleaning up,removing,containing,treating,
<br /> detoxifying,or neutralizing,or in any way responding to or assessing the effects
<br /> of any biological agents.
<br /> Communicable disease 3. based upon or arising out of the actual or alleged transmission of a communicable disease.
<br /> This exclusion will apply even if the claim against you alleges negligence or other
<br /> wrongdoing in the:
<br /> a. supervising,hiring,employing,training,or monitoring of others that may be infected
<br /> with and spread a communicable disease;
<br /> b. testing for a communicable disease;
<br /> c. failure to prevent the spread of the disease;or
<br /> d. failure to report the disease to authorities.
<br /> Contractual liability 4. for which you are legally obligated to pay as damages because of liability assumed in a
<br /> contract or agreement.However,this exclusion will not apply to liability for damages:
<br /> a. you would have in the absence of such contract or agreement;or
<br /> b. assumed in an insured contract,provided the bodily injury,property damage,or
<br /> personal and advertising injury occurs after such contract or agreement has been
<br /> fully executed.
<br /> Crime or fraud 5. based upon or arising out of any actual or alleged criminal or fraudulent conduct committed
<br /> by you,at your direction,or with your consent or knowledge.
<br /> Electronic chatrooms, 6. based upon or arising out of an electronic chatroom,bulletin board,or website you host,
<br /> bulletin boards,or own,or over which you exercise control.
<br /> websites
<br /> Electronic data 7. based upon or arising out of the loss of,loss of use of,damage to,corruption of,inability to
<br /> access,or inability to manipulate electronic data.
<br /> Employment related 8. based upon or arising out of any actual or alleged:
<br /> liability a. obligation under any workers'compensation,unemployment compensation,
<br /> employers'liability,fair labor standards,labor relations,wage and hour,or disability
<br /> benefit law, including any similar provisions of any federal,state,or local statutory or
<br /> common law;
<br /> b. liability or breach of any duty or obligation owed by you as an employer or prospective
<br /> employer;or
<br /> c. harassment,wrongful termination,retaliation,or discrimination,including but not
<br /> limited to adverse or disparate impact,
<br /> including any resulting damages sustained at any time by the brother,child,parent,sister,
<br /> or spouse of such person as a consequence of the above.
<br /> This exclusion will apply:
<br /> a. whether you may be liable as an employer or in any other capacity;and
<br /> b. to any obligation to share damages with or repay someone else who must pay
<br /> damages because of any of the above.
<br /> Fair credit 9. based upon or arising out of any actual or alleged violation of the Fair Credit Reporting Act
<br /> and/or Fair and Accurate Credit Transactions Act,both as may be amended,or any similar
<br /> federal,state,or local statutes,rules,or regulations in or outside the U.S.
<br /> Includes copyrighted material of Insurance
<br /> Services Offices,Inc.,with its permission
<br /> WCL P0002 CW(10/14) Page 12 of 19
<br />
|