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HISCOX PROT" General Liability Coverage Part (Occurrence)
<br /> Unsolicited telemarketing 17. based upon or arising out of any actual or alleged violation of any federal,state,or local
<br /> statutes,ordinances,or regulations relating to unsolicited telemarketing,solicitations,
<br /> emails,faxes,text messages,or any other communications of any type or nature,including
<br /> but not limited to the Telephone Consumer Protection Act,CAN-SPAM Act,or any"anti-
<br /> spam"or"do-not-call"statutes,ordinances,or regulations.
<br /> Exclusions 8, 12,and 15 of this Section D do not apply to damage by fire to premises while rented to you or temporarily
<br /> occupied by you with the owner's permission. However,any payments we make for property damage to such premises will
<br /> be subject to the Damage to Premises Limit.
<br /> VII. Definitions The following definitions apply to this Coverage Part.Additional definitions are contained in the
<br /> General Terms and Conditions,Section VI.Definitions applicable to all Coverage Parts.
<br /> Accident means a sudden and unintended event that causes bodily injury to a third party.This definition
<br /> applies only to coverage provided under Section I.What is covered,C. Medical payments.
<br /> Advertisement means a notice about your goods,products,or services that is published or broadcast to the
<br /> general public or a specific market segment for the purpose of attracting customers or supporters.
<br /> For purposes of this definition:
<br /> 1. notices that are published include material placed on the internet or on other similar
<br /> electronic means of communication;and
<br /> 2. with regard to websites,only that part of the website that is about your goods,products,or
<br /> services for the purposes of attracting customers or supporters is considered an
<br /> advertisement.
<br /> Auto means:
<br /> 1. a land motor vehicle,trailer,or semi-trailer designed for travel on public roads,including any
<br /> attached machinery or equipment,or
<br /> 2. any other land vehicle subject to a financial responsibility law or other motor vehicle
<br /> insurance law in the state where it is licensed or principally garaged.
<br /> However,auto does not include mobile equipment.
<br /> Biological agents means any:
<br /> 1. a. bacteria;
<br /> b. mildew,mold,or fungi;
<br /> c. other microorganisms;or
<br /> d. mycotoxins,spores,or other byproducts of any of the foregoing;
<br /> 2. viruses or other pathogens(whether or not a microorganism);or
<br /> 3. colony or group of any of the foregoing.
<br /> Bodily injury means physical injury,sickness,or disease sustained by a person,including resulting death,
<br /> humiliation,mental injury,mental anguish,emotional distress,suffering,or shock,at any time.All
<br /> such resulting injury will be deemed to occur at the time of the physical injury,sickness,or
<br /> disease that caused it.
<br /> Claim means any:
<br /> 1. written assertion of liability;
<br /> 2. written demand for damages;or
<br /> 3. civil proceeding seeking damages,
<br /> for bodily injury, property damage,or personal and advertising injury to which this Coverage
<br /> Part applies.This includes an arbitration proceeding or any other alternative dispute resolution
<br /> proceeding in which such damages are sought and to which you submit with our consent.
<br /> Includes copyrighted material of Insurance
<br /> Services Offices,Inc.,with its permission
<br /> WCL P0002 CW(10/14) Page 15 of 19
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