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nn <br /> H I SCOX PROM General Liability Coverage Part (Occurrence) <br /> I. What is covered <br /> A. Bodily injury and property We will pay up to the coverage part limit for damages you become legally obligated to pay <br /> damage because of bodily injury or property damage to which this Coverage Part applies,provided: <br /> 1. the bodily injury or property damage occurs during the policy period; <br /> 2. the bodily injury or property damage is caused by an occurrence that takes place in the <br /> coverage territory;and <br /> 3. you have paid the applicable retention stated in the Declarations. <br /> We will have the right and duty to defend any claim seeking such damages,as set out in Section <br /> II.Defense and supplementary payments.We may,at our discretion,investigate any occurrence <br /> and settle any claim that may result. <br /> B. Personal and advertising We will pay up to the Personal and Advertising Injury Limit stated in the Declarations for damages <br /> injury you become legally obligated to pay because of personal and advertising injury to which this <br /> Coverage Part applies,provided: <br /> 1. the personal and advertising injury is caused by an offense arising out of your business <br /> operations; <br /> 2. the personal and advertising injury is caused by an offense committed in the coverage <br /> territory during the policy period;and <br /> 3. you have paid the applicable retention stated in the Declarations. <br /> We will have the right and duty to defend any claim seeking such damages,as set out in Section <br /> II.Defense and supplementary payments.We may,at our discretion,investigate any offense and <br /> settle any claim that may result. <br /> C. Medical payments Regardless of fault,we will pay up to the Medical Payments limit stated in the Declarations for <br /> medical expenses incurred by each person for bodily injury caused by an accident to which <br /> this Coverage Part applies,provided: <br /> 1. the accident takes place within the coverage territory and on premises rented to or owned <br /> by you or in connection with your business operations; <br /> 2. the accident occurs during the policy period; <br /> 3. the expenses are incurred and reported to us within one year of the date of the accident; <br /> and <br /> 4. the person who sustained such bodily injury submits to examination,at our expense,by <br /> physicians of our choice as often as we reasonably require. <br /> II. Defense and <br /> supplementary <br /> payments <br /> A. Claims against you With respect to any claim against you that we investigate,defend,or settle,we will pay: <br /> 1. claim expenses we incur with counsel of our choice to defend you; <br /> 2. up to$2,500 for the cost of bail bonds required because of accidents or traffic law violations <br /> arising out of the use of any vehicle to which the bodily injury coverage described in <br /> Section I.What is covered,A.Bodily injury and property damage,applies,but we will have <br /> no obligation to apply for or furnish any such bonds; <br /> 3. the cost of bonds to release attachments,but only for bond amounts within the applicable <br /> limit.We will have no obligation to apply for or furnish any such bonds; <br /> 4. reasonable expenses incurred by you at our request to assist us in the investigation or <br /> defense of such claim,including actual loss of earnings up to$1,000 a day because of time <br /> off from work; <br /> Includes copyrighted material of Insurance <br /> Services Offices,Inc.,with its permission <br /> WCL P0002 CW(10/14) Page 1 of 19 <br />