RH2 12/21/2017 - Laserfiche WebLink

Volcanic Action does not (iii) Flood, surface water, provide coverage for dam- waves (including tidal age to: wave and tsunami), i. Land; tides, tidal water, over- ii. Property in the flow of any body of wa- ter, or spray from any of open or in open these, all whether or not sheds; or driven by wind (includ- iii. Portions of build- ing storm surge); or ings not completely (iv) Earth movement, in- enclosed, or per- cluding but not limited sonal property con- - on to earthquake, volcanic tained within those eruption, landslide, buildings. mine subsidence, lava (b) Direct loss includes the cost flow, mudflow, earth to: sinking, earth rising or (i) Remove the ash, dust or shifting. particulate matter from This exclusion applies if any of the the interior and exterior above, in Paragraphs (1) through (5): surfaces of the covered (a) Occurs independently; building; and (ii) Clean equipment and (b) Is caused by an act of na tures or stock. If stock cannot be returned to its state be- (c) Is caused by an act or omis- fore the volcanic erup- sion of humans or animals. tion, the measure of 4. Paragraph B.1.g. Water Exclusion is re- loss will be the reduc- placed by the following: tion in actual cash val- g. Water ue. (1) Flood, surface water, waves Payment for removal applies (including tidal wave and only to the initial deposit of tsunami), tides, tidal water, over- ash, dust or particulate mat- flow of any body of water, or ter following a volcanic spray from any of these, all eruption. Subsequent de- whether or not driven by wind posits arising from the (including storm surge); movements of volcanic dust (2) Mudslide or mudflow; or ash by wind or other means are not covered. (3) Water that backs up or overflows The following applies to the or is otherwise discharged from Businessa sewer, drain, sump, sump Income and Extra Expense Additional Cover- pump or related equipment; ages only: (4) Water under the ground surface The "period of restoration" pressing on, or flowing or seep- arising from the need for re- moval is the time necessary (a) Foundations, walls, floors or to remove the matter de- paved surfaces; scribed with reasonable (b) Basements, whether paved speed from the Covered or not; or Property. (c) Doors, windows or other (c) Volcanic Action does not in- openings; or clude loss caused by, result- (5) Waterborne material carried or ing from, contributed to or otherwise moved by any of the aggravated by: water referred to in Paragraph (i) Fire; (1), (3) or (4), or material carried (ii) Explosion; or otherwise moved by mudslide or mudflow. BP 01 06 03 15 © Insurance Services Office, Inc., 2014 Page 2 of 8