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(b) Originates at the de- c. Paragraph 4. Legal Action Against <br /> scribed premises, but Us is replaced by the following: <br /> only if such failure in- 4. Legal Action Against Us <br /> volves equipment used No one may bring a legal action <br /> to supply the utility ser against us under this insurance <br /> vice to the described unless: <br /> premises from a source <br /> away from the de- a. There has been full compli- <br /> scribed premises. ance with all of the terms of <br /> But if loss or damage by a this insurance; and <br /> Covered Cause of Loss re- b. The action is brought within <br /> sults, we will pay for that re- two years after the date on <br /> suiting loss or damage. which the direct physical <br /> b. Acts Or Decisions loss or damage occurred. <br /> Acts or decisions, including the If this action is brought pursuant <br /> failure to act or decide, of any to Sec. 3 of RCW 48.30 then 20 <br /> person, group, organization or days prior to filing such an ac <br /> governmental body. But if loss tion, you are required to provide <br /> or damage by a Covered Cause written notice of the basis for the <br /> of Loss results, we will pay for cause of action to us and the Of- <br /> fice of the Insurance Commis- <br /> that resulting loss or damage. sioner. Such notice may be sent <br /> c. Negligent Work by regular mail, registered mail <br /> Faulty, inadequate or defective: or certified mail with return re- <br /> (1) Planning, zoning, develop- ceipt requested. <br /> ment, surveying, siting; d. Paragraphs d.(1)(a)(ii) and d.(1)(a)(iii) <br /> (2) Design, specifications, under 5. Loss Payment are replaced <br /> workmanship, repair, con- by the following: <br /> struction, renovation, re- (ii) The amount it would <br /> modeling, grading, compac- cost to replace the <br /> tion; damaged item at the <br /> (3) Materials used in repair, time of the loss with <br /> construction, renovation or new property of similar <br /> remodeling; or kind and quality to be <br /> (4) Maintenance; used for the same pur- <br /> pose on the same site; <br /> of part or all of any property on or <br /> or off the described premises. (iii) The amount you actual- <br /> But if loss or damage by a Coy- ly spend in repairing the <br /> ered Cause of Loss results, we damage, or replacing <br /> will pay for that resulting loss or the damaged property <br /> damage. with new property of <br /> 7. Paragraph E. Property Loss Conditions is similar kind and quality. <br /> amended as follows: e. Subparagraph d.(5) under 5. Loss <br /> a. The last paragraph of Paragraph 2. Payment is replaced by the follow- <br /> Appraisal does not apply. ing: <br /> b. Paragraph (1) under 3.a. Duties In (5) Tenants' improvements and bet- <br /> The Event Of Loss Or Damage, re- terments at: <br /> garding notifying the police if a law (a) Replacement cost if you <br /> may have been broken, does not ap- make repairs within a rea- <br /> ply. sonable time after loss; <br /> BP 01 06 03 15 © Insurance Services Office, Inc., 2014 Page 4 of 8 <br />