William L and Jean M Messner 11/1/2018

LENDER APPROVAL REQUIRED: THIS DOCUMENT MUST BE APPROVED BELOW BY AUTHORIZED AGENTS FOR ALL SECURED CREDITORS "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting solely as a nominee for Lender and Lender's Successors and assigns.MERS is the beneficiary under the Security Instrument. MERS is organized and existing under the law of Delaware, and has a mailing address of P.O. Box 2026, Flint MI 48501-2026, and/or a street address of 1901 E. Voorhees Street, Suite C, Danville, IL 61834. The MERS telephone number is (888) 679-MERS.MIN: 1002405-0025005538-8 This document is approved and agreed to by: Mortgage Electronic Registration Systems,Inc.,as nominee for American West Bank,its successors and assigns Name of Secured Creditor Sherry A.Green,Vice President ®s c,V1/4E.GISj gs Print Name and Title of Person �s' S�e . A°, ®��elle; $� Signing for Secured Creditor 4��;® �%7. k a • s: 1999 Signature �,:� �$. --ELA R: `®ser STATE OF VIRGINIA t0s0��'On ' 44 CITY OF RICHMOND ss. I certify that I know or have satisfactory evidence that Sherry A. Green is the person who appeared before me, and said person acknowledged that said person signed this instrument, on oath stated that said person was authorized to execute the instrument and acknowledged it as the Vice President of Mortgage Electronic Registration Systems,Inc.,a corporation,to be the free and voluntary act of such corporation for the uses and purposes mentioned in the instrument. Dated this 16th day of October,2018 - (67: (Sign.. re ,fNotary) • 1 LA'SHARA BODDIE Lalhera Boddie Notary Public Commonwealth of Virginia (Legibly Print or Stamp Name of Notary) Registration No.7524440 Notary public in and for the state of Virginia, My Commission Expires May 31,2021 I My commission expires 05/31/2021 form declaration of covenant