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Musical Instruments International Travel—Each Occurrence N/A
<br /> Sewer, Drain or Sump Back-up or Over Flow $25,000
<br /> Item 4. Additional Coverages/Endorsements:
<br /> Flood -Each Occurrence and Annual Aggregate Per Member Flood Coverage declined by entity.
<br /> Property located at the time of loss in any
<br /> flood zone identified by FEMA as Zones A,
<br /> AO, AH, Al through 30, AE, A99, AR, AR/A1
<br /> through 30, AR/AE, AR/AO AR/AH, ARIA,
<br /> VO, V1 through 30, VE and V; or hold a
<br /> similar high risk FEMA rating are excluded.
<br /> Flood—Group Annual Aggregate $25,000,000
<br /> Earthquake—Each Occurrence and Annual Aggregate Per Earthquake coverage declined by entity.
<br /> Member
<br /> Earthquake—Group Annual Aggregate $25,000,000
<br /> Auto Physical Damage (except while in transit) $2,000,000
<br /> Auto Physical Damage (while in transit) $300,000
<br /> Margin Clause The most we will pay for Ultimate Net Loss in any
<br /> one occurrence at a premises described in the
<br /> Property Schedule on file with the Insurer is
<br /> 125%of the values shown on such schedule
<br /> on file with the Insurer for Real Property and
<br /> Personal Property at such described premises.
<br /> This margin clause does not apply to Increased
<br /> Cost of Construction or Demolition Costs as
<br /> provided under the Ordinance or Law
<br /> Coverage Extension, Debris Removal
<br /> Coverage Extension, Pollutant Clean Up and
<br /> Removal and the Fire Department Service
<br /> Charge Coverage Extension, all subject to the
<br /> Real and Personal Property Coverage Part
<br /> Limit of Insurance and other policy terms and
<br /> conditions.
<br /> Item 5. Deductibles:
<br /> Real and Personal Property Each Occurrence See Schedule
<br /> Except Earthquake, Flood and
<br /> Automobile Physical Damage for
<br /> Scheduled Automobiles
<br /> 1. Earthquake:2%of insurable values,subject to$25,000 minimum, Per Member, Each Occurrence
<br /> 2. Flood: 2%of insurable value, subject to a minimum of$25,000 and $100,000 maximum, Per Member, Each
<br /> Occurrence. Property located at the time of loss in a flood zone identified by FEMA as Zones A, AO, AH, Al
<br /> through 30, AE, A99, AR, AR/A1 through 30, AR/AE, AR/AO, AR/AH, AR/A, VO, V1 through 30, VE and V; or
<br /> hold a similar high risk FEMA rating are excluded.
<br /> 3. Automobile Physical Damage for Scheduled Automobiles: See Schedule
<br /> 4. Rental Vehicles: $500 Per Occurrence.
<br /> NPIP Coverage Confirmation Page 3 of 9
<br /> 5.3.2018
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