Benefit Plans Administrative Services 12/26/2018

(b) Directed Trustee shall establish procedures regarding making and changing investments and allocating account balances among investments based upon the types of investments available. (c) The earnings/losses of the Participant-directed investments shall be allocated only to the particular Participant's account under the Plan. Article VII TRUST ACCOUNTS Section 7.01 Records. Directed Trustee shall maintain accurate and detailed records and accounts of all investments, receipts, disbursements, and other transactions with respect to the Trust, and all accounts, books and records relating thereto shall be open at all reasonable times to inspection and audit by the Plan Administrator or such person or persons as the Plan Administrator may designate. Section 7.02 Annual Audit. The Plan Administrator may appoint an auditor to conduct an annual audit of the Trust, a statement of the results of which shall be provided to Directed Trustee and also made available for inspection by interested persons at the principal office of the Trust. Section 7.03 No Ownership Interest by Participants. In no event shall any Participant have any ownership right or interest in any particular asset which the Plan Administrator or Directed Trustee may have allocated to any Trust Fund or separate fund for accounting purposes. Section 7.04 Furnishing Written Accounts. Directed Trustee shall file with the Plan Administrator a written accounting setting forth a description of all securities and other property purchased and sold, and all receipts, disbursements, and other transactions effected by it during the accounting period to which the Plan Administrator and Directed Trustee have agreed, and showing the securities and other properties held, and their fair market values at such times and as of such dates as may be agreed by the Plan Administrator and Directed Trustee in writing. Such written accounting shall be filed with the Plan Administrator within thirty (30) days after the close of each calendar quarter. Section 7.05 Cash Basis. All accounts of Directed Trustee shall be kept on a cash basis. Section 7.06 Judicial Proceedings. If Directed Trustee and the Plan Administrator cannot agree with respect to any act or transaction reported in any statement, Directed Trustee shall have the right to have its accounts settled by judicial proceedings in which only Directed Trustee and the Plan Administrator shall be necessary parties. Directed Trustee shall not be required to file, and no Participant shall have any right to compel, an accounting, judicial or otherwise, by Directed Trustee. Directed Trust Agreement—Single Plan (405512) Page 7 of 12