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000826909 <br /> 4 1P-ONL4-HORS: <br /> �fj \\• \ your safe harbour <br /> Wording from EPIC for Additional Insured and Waiver of Subrogation <br /> Found on page 26, 34 and 36 of form <br /> SECTION II—WHO IS AN INSURED <br /> 1. If you are designated in the Declarations as: <br /> a. An individual, you and your spouse are insureds, but only with respect to the conduct of a <br /> business of which you are the sole owner. <br /> b. A partnership or joint venture, you are an insured. Your members, your partners, and their <br /> spouses are also insureds, but only with respect to the conduct of your business. <br /> c. A limited liability company, you are an insured. Your members are also insureds, but only with <br /> respect to the conduct of your business. Your managers are insureds, but only with respect to <br /> their duties as your managers. <br /> d. An organization other than a partnership, joint venture or limited liability company, you are an <br /> insured. Your executive officers and directors are insureds, but only with respect to their duties <br /> as your officers or directors. Your stockholders are also insureds, but only with respect to their <br /> liability as stockholders. <br /> e. A trust, you are an insured. Your trustees are also insureds, but only with respect to their duties <br /> as trustees. <br /> 2. Any subsidiary, associated, affiliated, allied or limited liability company or corporation, including <br /> subsidiaries thereof,of which you have more than 50%ownership interest at the effective date of the <br /> policy period qualify as a Named Insured. <br /> 3. Any organization you newly acquire or form, other than a partnership,joint venture or limited liability <br /> company, and over which you maintain ownership or majority interest, will qualify as a Named <br /> Insured if there is no other similar insurance available to that organization. However: <br /> a. Coverage under this provision is afforded only until the 180th day after you acquire or form the <br /> organization or the end of the policy period,whichever is earlier; <br /> b. Coverage under this policy does not apply to bodily injury, property damage or environmental <br /> damage that occurred before you acquired or formed the organization; <br /> c. Coverage under this policy does not apply to personal and advertising injury arising out of an <br /> offense committed before you acquired or formed the organization; and <br /> d. Coverage under this policy does not apply to damages arising out of any act, error or omission or <br /> professional incident that took place before you acquired or formed the organization. <br /> 4. Each of the following is also an insured: <br /> a. Your volunteer workers only while performing duties related to the conduct of your business, or <br /> your employees, other than either your executive officers (if you are an organization other than <br /> a partnership, joint venture or limited liability company) or your managers (if you are a limited <br /> liability company), but only for acts within the scope of their employment by you or while <br /> performing duties related to the conduct of your business. However, none of these employees or <br /> volunteer workers are insureds for: <br /> (1) Bodily injury or personal and advertising injury: <br /> (a) To you, to your partners or members (if you are a partnership or joint venture) or to <br /> your members(if you are a limited liability company); <br />