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15. GLASS REPAIR -WAIVER OF DEDUCTIBLE <br /> Paragraph D. Deductible of SECTION III — PHYSICAL DAMAGE COVERAGE is amended by the <br /> addition of the following: <br /> No deductible applies to glass damage if the glass is repaired rather than replaced. <br /> 16. PARKED AUTO COLLISION COVERAGE (WAIVER OF DEDUCTIBLE) <br /> Paragraph D. Deductible of SECTION III — PHYSICAL DAMAGE COVERAGE is amended by the <br /> addition of the following: <br /> The deductible does not apply to "loss" caused by collision to such covered "auto" of the private <br /> passenger type or light weight truck with a gross vehicle weight of 10,000 lbs. or less as defined by the <br /> manufacturer as maximum loaded weight the "auto" is designed to carry while it is: <br /> a. In the charge of an "insured"; <br /> b. Legally parked; and <br /> c. Unoccupied. <br /> The "loss" must be reported to the police authorities within 24 hours of known damage. <br /> The total amount of the damage to the covered "auto" must exceed the deductible shown in the <br /> Declarations. <br /> This provision does not apply to any "loss" if the covered "auto" is in the charge of any person or <br /> organization engaged in the automobile business. <br /> SECTION IV—BUSINESS AUTO CONDITIONS is amended as follows: <br /> 17. UNINTENTIONAL FAILURE TO DISCLOSE HAZARDS <br /> SECTION IV- BUSINESS AUTO CONDITIONS, Paragraph B.2. is amended by adding the following: <br /> If you unintentionally fail to disclose any hazards, exposures or material facts existing as of the inception <br /> date or renewal date of the Business Auto Coverage Form, the coverage afforded by this policy will not <br /> be prejudiced. <br /> However, you must report the undisclosed hazard of exposure as soon as practicable after its discovery, <br /> and we have the right to collect additional premium for any such hazard or exposure. <br /> 18. AMENDED DUTIES IN THE EVENT OF ACCIDENT, CLAIM, SUIT, OR LOSS <br /> SECTION IV — BUSINESS AUTO CONDITIONS, paragraph A.2.a. is replaced in its entirety by the <br /> following: <br /> a. In the event of"accident", claim, "suit" or"loss", you must promptly notify us when it is known to: <br /> 1. You, if you are an individual; <br /> 2. A partner, if you are a partnership; <br /> 3. Member, if you are a limited liability company; <br /> 4. An executive officer or the "employee" designated by the Named Insured to give such notice, if <br /> you are a corporation. <br /> To the extent possible, notice to us should include: <br /> (1) How, when and where the "accident" or"loss"took place; <br /> (2) The "insureds" name and address; and <br /> (3) The names and addresses of any injured persons and witnesses. <br /> 19. WAIVER OF TRANSFER OF RIGHTS OF RECOVERY AGAINST OTHERS TO US <br /> SECTION IV— BUSINESS AUTO CONDITIONS, paragraph A.5., Transfer of Rights of Recovery Against <br /> Others to Us, is amended by the addition of the following: <br /> If the person or organization has waived those rights before an "accident" or "loss", our rights are waived <br /> also. <br /> ©2010 Liberty Mutual Insurance Company.All rights reserved. <br /> CA 88 10 01 10 Includes copyrighted material of Insurance Services Office,with its permission. Page 6 of 7 <br />