National Center for Safety Initiatives LLC 8/15/2019

DocuSign Envelope ID:4F8A5C36-6108-4FB3-9663-6018FD5692BB NATIONAL CENTER FOR SAFETY INITIATIVES END-USER AGREEMENT Washington,DC 20549 8.Federal Land Banks,Federal Land Bank Farm Credit Administration Associations,Federal Intermediate Credit 1501 Farm Credit Drive Banks,and Production Credit Associations McLean,VA 22102-5090 9.Retailers,Finance Companies,and All Other FTC Regional Office for region in which the creditor Creditors Not Listed Above operates or Federal Trade Commission:Consumer Response Center—FCRA Washington,DC 20580 (877)382-4357 APPENDIX B All users of consumer reports must comply with all applicable regulations,including regulations promulgated after this notice was first prescribed in 2004. Information about applicable regulations currently in effect can be found at the Consumer Financial Protection Bureau's website,www.consumerfinance.gov/learnmore. NOTICE TO USERS OF CONSUMER REPORTS:OBLIGATIONS OF USERS UNDER THE FCRA The Fair Credit Reporting Act(FCRA), 15 U.S.C. §1681-1681y,requires that this notice be provided to inform users of consumer reports of their legal obligations. State law may impose additional requirements. The text of the FCRA is set forth in full at the Bureau of Consumer Financial Protection's website at www.consumerfinance.gov/learnmore. At the end of this document is a list of United States Code citations for the FCRA. Other information about user duties is also available at the Bureau's website. Users must consult the relevant provisions of the FCRA for details about their obligations under the FCRA. The first section of this summary sets forth the responsibilities imposed by the FCRA on all users of consumer reports. The subsequent sections discuss the duties of users of reports that contain specific types of information,or that are used for certain purposes,and the legal consequences of violations. If you are a furnisher of information to a consumer reporting agency(CRA),you have additional obligations and will receive a separate notice from the CRA describing your duties as a furnisher. I.OBLIGATIONS OF ALL USERS OF CONSUMER REPORTS A. Users Must Have a Permissible Purpose Congress has limited the use of consumer reports to protect consumers'privacy. All users must have a permissible purpose under the FCRA to obtain a consumer report. Section 604 contains a list of the permissible purposes under the law. These are: •As ordered by a court or a federal grand jury subpoena. Section 604(a)(1) •As instructed by the consumer in writing. Section 604(a)(2) •For the extension of credit as a result of an application from a consumer,or the review or collection of a consumer's account. Section 604(a)(3)(A) •For employment purposes,including hiring and promotion decisions,where the consumer has given written permission. Sections 604(a)(3)(B)and 604(b)