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Debris Removal Expense Payable Basic Amount $ 10,500 Additional Amount $ 25,000 The basic amount payable for debris removal expense under the terms of Paragraph (3) is calculated as follows: $80,000 ($79,500+$500)x .25=$20,000; capped at$10,500). The cap applies because the sum of the loss payable ($79,500) and the basic amount payable for debris removal expense ($10,500)cannot exceed the Limit of Insurance ($90,000). The additional amount payable for debris removal expense is provided in accordance with the terms of Paragraph (4), because the debris removal expense ($35,500) exceeds 25% of the loss payable plus the deductible ($35,500 is 44.375% of$80,000), and because the sum of the loss payable and debris removal expense ($79,500 + $35,500 = $115,000)would exceed the Limit of Insurance($90,000).The additional amount of covered debris removal expense is $25,000,the maximum payable under Paragraph(4).Thus the total payable for debris removal expense in this example is $35,500. B. Fire Department Service Charge A.4.c. of the BUILDING AND PERSONAL PROPERTY COVERAGE FORM is deleted and replaced as follows: c. Fire Department Service Charge When the fire department is called to save or protect Covered Property from a Covered Cause of Loss,we will pay up to $5,000 for your liability for fire department service charges: (1) Assumed by contract or agreement prior to loss; or (2) Required by local ordinance. No Deductible applies to this Additional Coverage. C. Pollutant Clean-up And Removal A.4.d. of the BUILDING AND PERSONAL PROPERTY COVERAGE FORM is deleted and replaced as follows: d. Pollutant Clean-up And Removal We will pay your expense to extract"pollutants"from land or water at the described premises if the discharge,dispersal, seepage, migration, release or escape of the "pollutants" is caused by or results from a Covered Cause of Loss that occurs during the policy period.The expenses will be paid only if they are reported to us in writing within 180 days of the date on which the Covered Cause of Loss occurs. This Additional Coverage does not apply to costs to test for, monitor or assess the existence,concentration or effects of "pollutants". But we will pay for testing which is performed in the course of extracting the "pollutants"from the land or water. The most we will pay under this Additional Coverage for each described premises is$15,000 for the sum of all covered expenses arising out of Covered Causes of Loss occurring during each separate 12 month period of this policy. D. Electronic Data A.4.f. of the BUILDING AND PERSONAL PROPERTY COVERAGE FORM is deleted and replaced as follows: f. Electronic Data (1) Under this Additional Coverage,electronic data has the meaning described under Property Not Covered,Electronic Data. (2) Subject to the provisions of this Additional Coverage, we will pay for the cost to replace or restore electronic data, which has been destroyed or corrupted by a Covered Cause of Loss. To the extent that electronic data is not replaced or restored, the loss will be valued at the cost of replacement of the media on which the electronic data was stored, with blank media of substantially identical type. (3) In addition to the"specified causes of loss"as defined in the CAUSES OF LOSS—SPECIAL FORM,and Collapse as set forth in that form, the following are covered causes of loss: (a) A virus, harmful code or similar instruction introduced into or enacted on a computer system (including electronic data)or a network to which it is connected,designed to damage or destroy any part of the system or disrupt its normal operation. But there is no coverage for loss or damage caused by or resulting from manipulation of a computer system (including electronic data)by any employee, including a temporary or leased employee,or by an entity retained by you or for you to inspect,design,install,modify, maintain,repair or replace that system. (b) Changes in your electrical power supply,including interruption, power surge, blackout or brownout,if the cause of such event originates 100 feet or less from any premises described in the Declarations; (c) Dishonest acts committed by your employees acting alone or in collusion with other persons,except you or your partners, directors or trustees, but theft by employees is not covered; MP 97 67 10 10 Includes copyrighted material of Insurance Services Office, Inc.and Page 7 of 25 American Association of Insurance Services, Inc.,with their permission