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(d) Dampness or dryness of atmosphere or changes in or extremes of temperature; <br /> (e) Floods, surface water,waves,tides,tidal waves,overflow of any body of water,or their spray,all whether driven <br /> by wind or not; and <br /> (f) Earth movement, such as an earthquake, landslide or earth sinking, rising or shifting. <br /> (4) The most we will pay under this Additional Coverage — Electronic Data is $25,000 for all loss or damage <br /> sustained in any one policy year, regardless of the number of occurrences of loss or damage or the number of <br /> premises, locations or computer systems involved. <br /> E. Interruption Of Computer Operations <br /> We will pay your necessary"Extra Expense"to continue normal operations caused by an interruption in computer operations <br /> due to destruction or corruption of your electronic data due to a Covered Cause of Loss. <br /> We will also pay for your actual "Business Income" if you must close all or part of your business due to destruction or <br /> corruption of your electronic data due to a Covered Cause of Loss. <br /> The most we will pay under this coverage is$15,000 for any one occurrence. <br /> Under this Additional Coverage— Interruption Of Computer Operations, electronic data has the meaning set forth in <br /> Paragraph 5. Limitation—Interruption of Computer Operations included in Additional Coverage—Business Income <br /> Including Extra Expense of this form. <br /> F. Arson Reward <br /> We will reimburse you for an arson reward that you give to someone who discloses information that leads to the conviction of <br /> a person or persons for arson at the premises described in the Declarations. <br /> The most we will pay under this coverage is$5,000 each occurrence. <br /> G. Water Back-Up And Sump Overflow <br /> 1. We will pay for direct physical loss or damage to Covered Property caused by or resulting from: <br /> a. Water which backs up through or overflows from a sewer or drain; or <br /> b. Water which overflows from a sump,even if the overflow results from mechanical breakdown of a sump pump or its <br /> related equipment. <br /> However, with respect to Paragraph b. above, we will not pay the cost of repairing or replacing a sump pump or its <br /> related equipment in the event of mechanical breakdown. <br /> 2. The coverage described in Paragraph 1.above does not apply to loss or damage resulting from an insured's failure to: <br /> a. Keep a sump pump or its related equipment in proper working condition; or <br /> b. Perform the routine maintenance or repair necessary to keep a sewer or drain free from obstructions. <br /> 3. The most we will pay under this coverage is $25,000 each occurrence. <br /> 4. With respect to the coverage provided in this Additional Coverage—Water Back-Up and Sump Overflow,Paragraph <br /> 3. of the Water Exclusion included in this Policy does not apply. <br /> H. Brands And Labels <br /> If branded or labeled merchandise that is Covered Property is damaged by a Covered Cause of Loss,we may take all or <br /> part of the property at an agreed or appraised value. If so, you may: <br /> 1. Stamp the word 'Salvage' on the merchandise or its containers, if the stamp will not physically damage the <br /> merchandise; or <br /> 2. Remove the brands and labels, if doing so will not physically damage the merchandise or its containers to comply with <br /> the law. <br /> We will pay reasonable costs you incur to perform the activity described in Paragraphs 1.and 2.above. The most we will <br /> pay for these costs and the value of the damaged property under this Additional Coverage is$25,000. <br /> Payments under this Additional Coverage are subject to and not in addition to the Limits of Insurance. <br /> I. Employee Theft <br /> 1. We will pay for direct loss of or damage to Your Business Personal Property and your"money"and"securities"resulting <br /> from "theft" committed by any of your"employees" acting alone or in collusion with other persons (except you or your <br /> partners, members or managers)with the manifest intent to: <br /> a. Cause you to sustain loss or damage; and also <br /> b. Obtain financial benefit (other than salaries, commissions, fees, bonuses, promotions, awards, profit sharing, <br /> pensions or other employee benefits earned in the normal course of employment)for: <br /> (1) Any"employee"; or <br /> (2) Any other person or organization. <br /> Page 8 of 25 Includes copyrighted material of Insurance Services Office, Inc.and MP 97 67 10 10 <br /> American Association of Insurance Services,Inc.,with their permission <br />