Ordinance 3751-20 - Laserfiche WebLink

1 commonwealth, possession, or district when engaged in active duty for 2 training, inactive duty training, full-time national guard duty, or 3 state active duty, the commissioned corps of the public health 4 service, the coast guard, and any other category of persons 5 designated by the president of the United States in time of war or 6 national emergency. 7 (11) "Victim" means a person against whom domestic violence, 8 sexual assault, or stalking has been committed as defined in this 9 section. 10 Sec. 15. RCW 48 . 18 . 550 and 1998 c 301 s 1 are each amended to 11 read as follows: 12 (1) No insurer shall deny or refuse to accept an application for 13 insurance, refuse to insure, refuse to renew, cancel, restrict, or 14 otherwise terminate a policy of insurance, or charge a different rate 15 for the same coverage ( (,—) ) on the basis that the applicant or insured 16 person is, has been, or may be a victim of domestic abuse. 17 (2) Nothing in this section shall prevent an insurer from taking 18 any of the actions set forth in subsection (1) of this section on the 19 basis of loss history or medical condition or for any other reason 20 not otherwise prohibited by this section, any other law, regulation, 21 or rule. 22 (3) Any form filed or filed after June 11, 1998, subject to RCW 23 48 . 18 . 120 (1) or subject to a rule adopted under RCW 48 . 18 . 120 (1) may 24 exclude coverage for losses caused by intentional or fraudulent acts 25 of any insured. Such an exclusion, however, shall not apply to deny 26 an insured' s otherwise-covered property loss if the property loss is 27 caused by an act of domestic abuse by another insured under the 28 policy, the insured claiming property loss files a police report and 29 cooperates with any law enforcement investigation relating to the act 30 of domestic abuse, and the insured claiming property loss did not 31 cooperate in, or contribute to, the creation of the property loss. 32 Payment by the insurer to an insured may be limited to the person' s 33 insurable interest in the property less payments made to a mortgagee 34 or other party with a legal secured interest in the property. An 35 insurer making payment to an insured under this section has all 36 rights of subrogation to recover against the perpetrator of the act 37 that caused the loss. 38 (4) Nothing in this section prohibits an insurer from 39 investigating a claim and complying with chapter 48 . 30A RCW. p. 26 SHB 2473.SL