Forterra NW 12/16/2020 - Laserfiche WebLink

BKW60991405 COMMERCIAL GENERAL LIABILITY COVERAGE FORM Various provisions in this policy restrict coverage. Read (3) Prior to the policy period, no insured listed the entire policy carefully to determine rights, duties under Paragraph 1. of Section II —Who Is and what is and is not covered. An Insured and no "employee" authorized Throughout this policy the words"you" and "your" refer by you to give or receive notice of an to the Named Insured shown in the Declarations, and "occurrence" or claim, knew that the any other person or organization qualifying as a "bodily injury" or "property damage" had Named Insured under this policy. The words "we", "us" occurred, in whole or in part;, If such a and "our" refer to the company providing this insur- listed insured or authorized employee ance. knew, prior to the policy period, that the "bodily injury" or "property damage" oc- The word "insured" means any person or organization curred, then any continuation, change or qualifying as such under Section II — Who Is An In- resumption of such "bodily injury" or sured. "property damage" during or after the pol- Other words and phrases that appear in quotation icy period will be deemed to have been marks have special meaning. Refer to Section V — known prior to the policy period. Definitions. c. "Bodily injury" or"property damage" which oc- SECTION I—COVERAGES curs during the policy period and was not, prior COVERAGE A BODILY INJURY AND PROPERTY to the policy period, known to have occurred DAMAGE LIABILITY by any insured listed under Paragraph 1. of Section II — Who Is An Insured or any 1. Insuring Agreement "employee" authorized by you to give or re- a. We will pay those sums that the insured be- ceive notice of an "occurrence" or claim, in- comes legally obligated to pay as damages cludes any continuation, change or resumption because of "bodily injury" or "property dam- of that "bodily injury" or "property damage" age" to which this insurance applies. We will after the end of the policy period. have the right and duty to defend the insured d. "Bodily injury" or "property damage" will be against any "suit" seeking those damages. deemed to have been known to have occurred However, we will have no duty to defend the at the earliest time when any insured listed un- insured against any"suit"seeking damages for der Paragraph 1. of Section II —Who Is An In- "bodily injury" or "property damage" to which sured or any"employee" authorized by you to this insurance does not apply. We may, at our give or receive notice of an "occurrence" or discretion, investigate any "occurrence" and claim: settle any claim or"suit"that may result. But: (1) Reports all, or any part, of the "bodily in- (1) The amount we will pay for damages is lim- jury" or "property damage" to us or any ited as described in Section III — Limits Of other insurer; Insurance; and (2) Receives a written or verbal demand or (2) Our right and duty to defend ends when we claim for damages because of the "bodily have used up the applicable limit of insur- injury"or"property damage"; or once in the payment of judgments or set- (3) Becomes aware by any other means that tlements under Coverages A or B or medi- "bodily injury" or "property damage" has cal expenses under Coverage C. occurred or has begun to occur. No other obligation or liability to pay sums or e. Damages because of "bodily injury" include perform acts or services is covered unless ex- plicitly provided for under Supplementary damages claimed by any person or organiza- Payments—Coverages A and B. tion for care, loss of services or death resulting at any time from the"bodily injury". b. This insurance applies to "bodily injury" and 2. Exclusions "property damage"only if: (1) The"bodily injury"or"property damage" is This insurance does not apply to: caused by an "occurrence" that takes a. Expected Or Intended Injury place in the"coverage territory"; "Bodily injury" or "property damage" expected (2) The "bodily injury" or "property damage" or intended from the standpoint of the insured. occurs during the policy period;and This exclusion does not apply to "bodily injury" resulting from the use of reasonable force to protect persons or property. CG 00 01 12 07 ©ISO Properties,Inc.,2006 Page 1 of 14 E-INSURED