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b. Contractual Liability (2) The spouse, child, parent, brother or sister
<br /> "Bodily injury" or "property damage" for which of that "employee" as a consequence of
<br /> the insured is obligated to pay damages by Paragraph (1}above.
<br /> reason of the assumption of liability in a con- This exclusion applies whether the insured
<br /> tract or agreement. This exclusion does not may be liable as an employer or in any other
<br /> apply to liability for damages: capacity and to any obligation to share dam-
<br /> (1) That the insured would have in the ab- ages with or repay someone else who must
<br /> sence of the contract or agreement; or pay damages because of the injury.
<br /> (2) Assumed in a contract or agreement that This exclusion does not apply to liability as-
<br /> is an "insured contract", provided the sumed by the insured under an "insured
<br /> "bodily injury" or "property damage" oc- contract".
<br /> curs subsequent to the execution of the f. Pollution
<br /> contract or agreement. Solely for the pur- (1) "Bodily injury" or "property damage" aris-
<br /> poses of liability assumed in an "insured ing out of the actual, alleged or threatened
<br /> contract", reasonable attorney fees and discharge, dispersal, seepage, migration,
<br /> necessary litigation expenses incurred by release or escape of"pollutants":
<br /> or for a party other than an insured are
<br /> deemed to be damages because of "bodily (a) At or from any premises, site or loca-
<br /> injury"or"property damage", provided: tion which is or was at any time owned
<br /> or occupied by, or rented or loaned to,
<br /> (a) Liability to such party for, or for the any insured. However, this subpara-
<br /> cost of, that party's defense has also graph does not apply to:
<br /> been assumed in the same "insured
<br /> contract";and (i) "Bodily injury" if sustained within a
<br /> building and caused by smoke,
<br /> (b) Such attorney fees and litigation ex- fumes, vapor or soot produced by
<br /> penses are for defense of that party or originating from equipment that
<br /> against a civil or alternative dispute is used to heat, cool or dehumidify
<br /> resolution proceeding in which dam- the building, or equipment that is
<br /> ages to which this insurance applies used to heat water for personal
<br /> are alleged. use, by the building's occupants or
<br /> c. Liquor Liability their guests;
<br /> "Bodily injury" or "property damage" for which (ii) "Bodily "property
<br /> injury" or dam-
<br /> any insured may be held liable by reason of: age"for which you may be held li-
<br /> (1) Causing or contributing to the intoxication able, if you are a contractor and
<br /> of any person; the owner or lessee of such pre-
<br /> mises, site or location has been
<br /> (2) The furnishing of alcoholic beverages to a added to your policy as an addi-
<br /> person under the legal drinking age or un- tional insured with respect to your
<br /> der the influence of alcohol; or ongoing operations performed for
<br /> (3) Any statute, ordinance or regulation relat- that additional insured at that
<br /> ing to the sale, gift, distribution or use of premises, site or location and
<br /> alcoholic beverages. such premises, site or location is
<br /> This exclusion applies only if you are in the not and never was owned or oc-
<br /> business of manufacturing, distributing,selling, copied by, or rented or loaned to,
<br /> serving or furnishing alcoholic beverages. any insured, other than that addi-
<br /> tional insured;or
<br /> d. Workers' Compensation And Similar Laws
<br /> (iii) "Bodily injury" or "property dam-
<br /> Any obligation of the insured under a workers' age" arising out of heat, smoke or
<br /> compensation, disability benefits or unem- fumes from a "hostile fire";
<br /> ployment compensation law or any similar law. (b) At or from any premises, site or loca-
<br /> e. Employer's Liability tion which is or was at any time used
<br /> "Bodily injury"to: by or for any insured or others for the
<br /> (1) An "employee"of the insured arising out of handling, storage, disposal, process-
<br /> and in the course of: ing or treatment of waste;
<br /> (a) Employment by the insured; or (c) Which are or were at any time trans-
<br /> ported, handled, stored, treated, dis-
<br /> (b) Performing duties related to the con- posed of, or processed as waste by or
<br /> duct of the insured's business;or for:
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