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(3) Any statute, ordinance or regulation, other e. Athletics Activities than the TCPA or CAN-SPAM Act of 2003, To a person injured while practicing, instruct- that prohibits or limits the sending, trans- ing or participating in any physical exercises or miffing, communicating or distribution of games,sports, or athletic contests. material or information. COVERAGE C MEDICAL PAYMENTS f. Products-Completed Operations Hazard Included within the "products-completed op- 1. Insuring Agreement erations hazard". a. We will pay medical expenses as described g. Coverage A Exclusions below for "bodily injury" caused by an acci- dent: Excluded under Coverage A. (1) On premises you own or rent; SUPPLEMENTARY PAYMENTS — COVERAGES A AND B (2) On ways next to premises you own or rent; or 1. We will pay, with respect to any claim we investi- gate or settle, or any "suit" against an insured we (3) Because of your operations; defend: provided that: a. All expenses we incur. (a) The accident takes place in the b. Up to $250 for cost of bail bonds required be- "coverage territory" and during the cause of accidents or traffic law violations policy period; arising out of the use of any vehicle to which (b) The expenses are incurred and re- the Bodily Injury Liability Coverage applies.We ported to us within one year of the do not have to furnish these bonds. date of the accident; and c. The cost of bonds to release attachments, but (c) The injured person submits to exami- only for bond amounts within the applicable nation, at our expense, by physicians limit of insurance. We do not have to furnish of our choice as often as we reasona- these bonds. bly require. d. All reasonable expenses incurred by the in- b. We will make these payments regardless of sured at our request to assist us in the investi- fault. These payments will not exceed the ap- gation or defense of the claim or "suit", in- plicable limit of insurance. We will pay reason- cluding actual loss of earnings up to $250 a able expenses for: day because of time off from work. (1) First aid administered at the time of an ac- e. All court costs taxed against the insured in the cident; "suit". However, these payments do not in- (2) Necessary medical, surgical, x-ray and clude attorneys' fees or attorneys' expenses dental services, including prosthetic de- taxed against the insured. vices; and f. Prejudgment interest awarded against the in- (3) Necessary ambulance, hospital, proles- sured on that part of the judgment we pay. If sional nursing and funeral services. we make an offer to pay the applicable limit of insurance, we will not pay any prejudgment 2. Exclusions interest based on that period of time after the We will not pay expenses for"bodily injury": offer. a. Any Insured g. All interest on the full amount of any judgment To any insured, except"volunteer workers". that accrues after entry of the judgment and b. Hired Person before we have paid, offered to pay, or depos- ited in court the part of the judgment that is To a person hired to do work for or on behalf within the applicable limit of insurance. of any insured or a tenant of any insured. c. Injury On Normally Occupied Premises These payments will not reduce the limits of insurance. To a person injured on that part of premises 2. If we defend an insured against a "suit" and an you own or rent that the person normally oc- indemnitee of the insured is also named as a party cupies. to the"suit", we will defend that indemnitee if all of d. Workers Compensation And Similar Laws the following conditions are met: To a person, whether or not an "employee" of a. The "suit" against the indemnitee seeks dam- any insured, if benefits for the "bodily injury" ages for which the insured has assumed the are payable or must be provided under a liability of the indemnitee in a contract or workers' compensation or disability benefits agreement that is an "insured contract"; law or a similar law. CG 00 01 12 07 ©ISO Properties,Inc.,2006 Page 7 of 14