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b. This insurance applies to such liability as- SECTION II—WHO IS AN INSURED sumed by the insured; 1. If you are designated in the Declarations as: c. The obligation to defend, or the cost of the a. An individual, you and your spouse are in- defense of,that indemnitee, has also been as- sureds, but only with respect to the conduct of sumed by the insured in the same "insured a business of which you are the sole owner. contract"; b. A partnership or joint venture, you are an in- d. The allegations in the "suit" and the informa- sured.Your members,your partners, and their tion we know about the "occurrence" are such spouses are also insureds, but only with re- that no conflict appears to exist between the spect to the conduct of your business. interests of the insured and the interests of the c. A limited liability company,you are an insured. indemnitee; Your members are also insureds, but only with e. The indemnitee and the insured ask us to respect to the conduct of your business. Your conduct and control the defense of that in- managers are insureds, but only with respect demnitee against such "suit" and agree that to their duties as your managers. we can assign the same counsel to defend the d. An organization other than a partnership, joint insured and the indemnitee; and venture or limited liability company, you are an f. The indemnitee: insured.Your"executive officers" and directors (1) Agrees in writing to: are insureds, but only with respect to their du- ties as your officers or directors. Your stock- (a) Cooperate with us in the investigation, holders are also insureds, but only with re- settlement or defense of the"suit"; spect to their liability as stockholders. (b) Immediately send us copies of any e. A trust, you are an insured. Your trustees are demands, notices, summonses or le- also insureds, but only with respect to their du- gal papers received in connection with ties as trustees. the"suit"; 2. Each of the following is also an insured: (c) Notify any other insurer whose cover- a. Your "volunteer workers" only while perform- age is available to the indemnitee;and ing duties related to the conduct of your bust- (d) Cooperate with us with respect to co- ness, or your "employees", other than either ordinating other applicable insurance your "executive officers" (if you are an organi- available to the indemnitee; and zation other than a partnership,joint venture or (2) Provides us with written authorization to: limited liability company) or your managers (if you are a limited liability company), but only for (a) Obtain records and other information acts within the scope of their employment by related to the"suit";and you or while performing duties related to the (b) Conduct and control the defense of conduct of your business. However, none of the indemnitee in such "suit". these "employees" or "volunteer workers" are So long as the above conditions are met, attor- insureds for: Heys' fees incurred by us in the defense of that in- (1) "Bodily injury" or"personal and advertising demnitee, necessary litigation expenses incurred injury": by us and necessary litigation expenses incurred (a) To you, to your partners or members by the indemnitee at our request will be paid as (if you are a partnership or joint ven- Supplementary Payments. Notwithstanding the ture), to your members (if you are a provisions of Paragraph 2.b.(2) of Section I— Cov- limited liability company), to a co- erage A — Bodily Injury And Property Damage Li- "employee" while in the course of his ability, such payments will not be deemed to be or her employment or performing du- damages for"bodily injury" and "property damage" ties related to the conduct of your and will not reduce the limits of insurance. business, or to your other "volunteer Our obligation to defend an insured's indemnitee workers" while performing duties re- and to pay for attorneys' fees and necessary litiga- lated to the conduct of your business; tion expenses as Supplementary Payments ends (b) To the spouse, child, parent, brother when we have used up the applicable limit of in- or sister of that co-"employee" or surance in the payment of judgments or settle- "volunteer worker" as a consequence ments or the conditions set forth above, or the of Paragraph (1)(a)above; terms of the agreement described in Paragraph f. (c) For which there is any obligation to above, are no longer met. share damages with or repay some- one else who must pay damages be- cause of the injury described in Para- graphs(1)(a)or(b)above;or Page 8 of 14 ©ISO Properties,Inc.,2006 CG 00 01 12 07