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(d) Arising out of his or her providing or c. Persons or organizations making claims or failing to provide professional health bringing"suits". care services. 2. The General Aggregate Limit is the most we will (2) "Property damage"to property: pay for the sum of: (a) Owned, occupied or used by, a. Medical expenses under Coverage C; (b) Rented to, in the care, custody or con- b. Damages under Coverage A, except damages trol of, or over which physical control is because of "bodily injury" or "property dam- being exercised for any purpose by age" included in the "products-completed op- you, any of your "employees", "volunteer erations hazard";and workers", any partner or member(if you are c. Damages under Coverage B. a partnership or joint venture), or any mem- 3. The Products-Completed Operations Aggregate ber(if you are a limited liability company). Limit is the most we will pay under Coverage A for b. Any person (other than your "employee" or damages because of "bodily injury" and "property "volunteer worker"), or any organization while damage" included in the "products-completed op- acting as your real estate manager. erations hazard". c. Any person or organization having proper 4. Subject to Paragraph 2. above, the Personal and temporary custody of your property if you die, Advertising Injury Limit is the most we will pay un- but only: der Coverage B for the sum of all damages be- (1) With respect to liability arising out of the cause of all "personal and advertising injury" sus- maintenance or use of that property;and tained by any one person or organization. (2) Until your legal representative has been 5. Subject to Paragraph 2. or 3. above, whichever appointed. applies, the Each Occurrence Limit is the most we will pay for the sum of: d. Your legal representative if you die, but only with respect to duties as such. That represen- a. Damages under Coverage A; and tative will have all your rights and duties under b. Medical expenses under Coverage C this Coverage Part. because of all "bodily injury" and "property dam- 3. Any organization you newly acquire or form, other age"arising out of any one"occurrence". than a partnership, joint venture or limited liability 5. Subject to Paragraph 5. above, the Damage To company, and over which you maintain ownership Premises Rented To You Limit is the most we will or majority interest, will qualify as a Named In- pay under Coverage A for damages because of sured if there is no other similar insurance avail- "property damage" to any one premises, while able to that organization. However: rented to you, or in the case of damage by fire, a. Coverage under this provision is afforded only while rented to you or temporarily occupied by you until the 90th day after you acquire or form the with permission of the owner. organization or the end of the policy period, 7. Subject to Paragraph 5. above, the Medical Ex- whichever is earlier; pense Limit is the most we will pay under Cover- b. Coverage A does not apply to "bodily injury" or age C for all medical expenses because of "bodily "property damage" that occurred before you injury"sustained by any one person. acquired or formed the organization; and The Limits of Insurance of this Coverage Part apply c. Coverage B does not apply to "personal and separately to each consecutive annual period and to advertising injury" arising out of an offense any remaining period of less than 12 months, starting committed before you acquired or formed the with the beginning of the policy period shown in the organization. Declarations, unless the policy period is extended after No person or organization is an insured with respect to issuance for an additional period of less than 2 the conduct of any current or past partnership, joint months. In that case, the additional period will be venture or limited liability company that is not shown as deemed part of the last preceding period for purposes a Named Insured in the Declarations. of determining the Limits of Insurance. SECTION III—LIMITS OF INSURANCE SECTION IV — COMMERCIAL GENERAL LIABILITY CONDITIONS 1. The Limits of Insurance shown in the Declarations and the rules below fix the most we will pay re- 1. Bankruptcy gardless of the number of: Bankruptcy or insolvency of the insured or of the a. Insureds; insured's estate will not relieve us of our obliga- tions under this Coverage Part. b. Claims made or"suits" brought; or CG 00 01 12 07 ©ISO Properties,Inc.,2006 Page 9 of 14