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Policy Number: B R-8407265 <br /> THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. <br /> ENHANCED COMMERCIAL AUTO COVERAGE <br /> ENDORSEMENT <br /> This endorsement modifies insurance provided under the following: <br /> BUSINESS AUTO COVERAGE FORM <br /> COMMON POLICY CONDITIONS <br /> This endorsement broadens coverage and provides additional limits of insurance that enhance your <br /> insurance program. The limits of insurance for coverages stated below are granted by us as additions to <br /> your insurance program and are subject to the terms and conditions of this endorsement and the <br /> Business Auto Coverage Form. <br /> If these limits of insurance are not sufficient, you may purchase additional limits of insurance for one or <br /> more coverages. The premium charge will be based on the additional limits of insurance you purchase. <br /> When you purchase additional limits of insurance for any coverage, the limit of insurance stated in the <br /> Declarations will be in addition to any limit of insurance we have granted below. <br /> Summary Of Coverage <br /> 1. Broad Form Named Insured <br /> 2. Automatic Additional Insureds—By Contract, Agreement Or Permit <br /> 3. Employees As Insureds <br /> 4. Coverage Extensions—Supplementary Payments <br /> Bail Bonds—Up To $5,000 <br /> Loss Of Earnings—Up To $500 Per Day <br /> 5. Deletion Of Fellow Employee Exclusion <br /> 6. Limited Waiver-Glass Breakage Deductible <br /> 7. Physical Damage Coverage -Coverage Extensions <br /> Transportation Expenses <br /> Per Day Limitation $50 <br /> Maximum Limit $1,500 <br /> Loss Of Use- Expenses <br /> Per Day Limitation $20 <br /> Maximum Limit $600 <br /> Loss Of Use—Hired Auto Physical Damage <br /> Actual Financial Loss—Any One Accident $750 <br /> Maximum Annual Limit—All Accidents Or Losses $3,500 <br /> Hired Auto Physical Damage <br /> Maximum Days 30 Days <br /> Maximum Limit—Any One Loss $50,000 <br /> Physical Damage - Personal Effects $500 <br /> 8. Physical Damage -Accidental Discharge Of Airbag Coverage <br /> 9. Rental Reimbursement Coverage <br /> Per Day Limitation $30 <br /> Maximum Days 45 Days <br /> 10. Unintentional Failure To Disclose All Hazards <br /> MS 1431 05 14 Page 1 of 5 <br /> 0 2013 Mitsui Sumitomo Insurance Group_all rights reserved <br /> (Includes copy righted material of Insurance Services Office,Inc.with its permission) <br />