Ballard Marine Construction LLC 11/18/2021

11. Duties In The Event Of Accident, Claim, Suit Or Loss 12. Cancellation Condition—Any Other Reason 90 Days Notice 13. Additional Definitions 1. Broad Form Named Insured 3. Employees As Insureds Throughout this policy the words"you" and "your" refer to the Named Insured shown in Paragraph 1.Who Is An Insured of A. the Declarations and any"controlled Coverage of Section II—Covered Autos business entity". As used in this Liability Coverage in the Business Auto endorsement, the term "controlled business Coverage Form is amended to include as entity" means any business entity not an "insured" any"employee" of yours while otherwise specifically excluded elsewhere using a covered "auto" you do not own, hire in this policy, in which the Named Insured or borrow, but only while in your business owns, during the policy period, an interest or your personal affairs. of more than 50 percent and for which similar coverage is not otherwise more 4. Coverage Extensions—Supplementary specifically provided. Payments However, we will not pay any sums such a "controlled business entity" must pay as Subparagraphs a. (2) and a. (4) of damages because of"bodily injury" or Paragraph a. Supplementary Payments of "property damage"to which this insurance 2. Coverage Extensions of A. Coverage applies caused by an "accident"that of Section II—Covered Autos Liability occurred anytime during the policy period Coverage in the Business Auto Coverage when the Named Insured owned an interest Form are deleted and replaced by the of 50 percent or less in such business entity following: and resulting from the ownership, (2) Up to$5,000 for the cost of bail bonds maintenance or use of a covered "auto", or its equipment, owned or hired by the (including bonds for related traffic law "controlled business entity". violations) required because of an "accident"we cover. We do not have 2. Automatic Additional Insureds—By to furnish these bonds. Contract, Agreement Or Permit (4) All reasonable expenses incurred by Paragraph 1. Who Is An Insured of A. the"insured" at our request, including Coverage of Section II—Covered Autos actual loss of earnings up to$500 a Liability Coverage in the Business Auto day because of time off from work. Coverage Form is amended to include as an insured" any person or organization with 5. Deletion Of Fellow Employee Exclusion whom you agreed, in a written contract, Paragraph 5. Fellow Employee of B. agreement or permit, to provide insurance Exclusions of Section II—Covered Autos such as afforded under this Coverage Part, Liability Coverage in the Business Auto but only with respect to your ownership, Coverage Form does not apply if"bodily maintenance or use of a covered "auto." injury" results from the use of a covered This provision applies only if the written "auto" you own or hire. This insurance is contract or agreement has been executed or excess over any other collectible insurance. permit issued prior to the "bodily injury" or 6. Limited Waiver-Glass Breakage "property damage" and the"bodily injury" or Deductible "property damage" occurs during the policy period and before the end of the time period The following is added to Paragraph 3. during which the additional insured is Glass Breakage—Hitting A Bird Or required to be covered. Animal—Falling Objects Or Missiles of MS 1431 05 14 Page 2 of 5 0 2013 Mitsui Sumitomo Insurance Group.all rights reserved (Includes copyrighted material of Insurance Services Office.Inc.with its permission)