Empower 3/9/2022 - Laserfiche WebLink

flat fee of$25.00, debited quarterly at $6.25 per quarter. Fees may be debited from IRA holders' accounts on a quarterly or monthly basis based on the terms of service agreed upon by the account holder. If the IRA holder terminates his/her Empower Premier IRA,the fees are debited at the end of the billing cycle when the termination occurred. Continued enrollment in OA by an account holder will result in the account holder's account being debited the applicable fee. 3. Managed Account Service Fees For Employer-Sponsored Retirement Plan Participants: Participants may be charged a fee for the MA service based on the Terms of Service with the participant and/or the plan sponsor's agreement with AAG.AAG may offer plans tiered pricing schedules based on the enrollment method the plan uses for offering or enrolling its participants in the MA service.Such options include,but are not limited to,pricing schedules based on the plan sponsor's selection of an"opt-out"versus"opt-in"enrollment methodology.Applicable pricing schedules for each of the options are made available to the plan sponsors,which they may use to select the option for their employer-sponsored retirement plan. Pursuant to the Terms of Service and/or the plan sponsor's agreement with AAG,the fee for the MA service is based upon a percentage of assets managed.The applicable fee for the Managed Account service varies.It is fully disclosed to participants prior to or at the time of enrollment within the enrollment disclosure materials.In addition,the fee is disclosed to participants in the Terms of Service when the participant enrolls in the MA service.The maximum annualized fee that may be charged to a participant is 0.65%of the participant's account balance. The advisory fee is debited from the participant's account following each applicable billing period. If a participant cancels enrollment in the MA service at any time within a given billing period,pursuant to the participant's Terms of Service and/or the plan sponsor's agreement with AAG,the participant's fee is based upon a percentage of assets managed during the billing period.The fee will be debited from the participant's account or paid by the plan sponsor according to AAG's agreement and procedures. If the plan sponsor terminates its service agreement with the plan's recordkeeping service provider, the participant's advisory fee is debited as of such date of termination or paid by the plan sponsor according to AAG's agreement and procedures. For Empower Premier IRA Holders: IRA holders are charged a quarterly fee for the MA service based upon a percentage of assets managed during the billingperiod: Principal Account Quarterly Fee Annualized Quarterly Fee Balance <$100,000 0.1375% 0.55% Next$150,000 0.1125% 0.45% Next$150,000 0.0875% 0.35% >$400,000 0.0625% 0.25% AAG reserves the right to offer current,new,or prospective IRA holders discounted fees or other promotional pricing or to waive periodic fees,subject to proper notification and disclosure. The advisory fee is debited from the account holder following each applicable billing cycle. If an account holder cancels their participation in the MA service or Empower Premier IRA at any time within a fee cycle, the fee is based on a percentage of assets managed during the billing period, and will be debited from the account according to AAG procedures. 9