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person(s) or organization(s) agreed to in the <br /> written contract or written agreement and is <br /> subject to those provisions. <br /> This waiver does not apply unless the written <br /> contract or written agreement has been executed <br /> prior to the"bodily injury"or"property damage". <br /> However, if any person or organization is <br /> separately scheduled on a separate waiver of <br /> transfer of rights of recovery which is attached to <br /> this policy,then this waiver does not apply. <br /> M. LIBERALIZATION CLAUSE <br /> The following is added to Section IV — <br /> Commercial General Liability Conditions: <br /> If we adopt a mandatory attachment form change <br /> which broadens coverage under this edition of the <br /> Commercial General Liability CG0001 for no <br /> additional charge, and those changes are <br /> intended to apply to all insureds under this edition <br /> of CG0001,that change will automatically apply to <br /> your insurance as of the date we implement the <br /> change in your state. This liberalization clause <br /> does not apply to changes implemented through <br /> introduction of a subsequent edition of the <br /> Commercial General Liability form CG0001. <br /> N. INCIDENTAL MEDICAL MALPRACTICE <br /> 1. Paragraph 2.a.(1)(d) of Section II —Who Is <br /> An Insured does not apply to a physician, <br /> nurse practitioner, physician assistant, nurse, <br /> emergency medical technician or paramedic <br /> employed by you if you are not in the business <br /> or occupation of providing medical, <br /> paramedical,surgical,dental,x-ray or nursing <br /> services. <br /> 2. This provision is excess over any other valid <br /> and collectible insurance whether such <br /> insurance is primary,excess,contingent or on <br /> any other basis. Any payments by us will <br /> follow Paragraph 4.b. of Section IV — <br /> Commercial General Liability Conditions. <br /> CL CG 04921018 Includes copyrighted material of Insurance Services Office, Inc., Page 8 of 8 <br /> with its permission <br />