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5. Our obligation to pay for, repair, return or T. UNINTENTIONAL OMISSIONS <br /> replace damaged or stolen property under The following is added Paragraph B.2. of Section <br /> Physical Damage Coverage, will be reduced IV Business Auto Conditions: <br /> by a deductible equal to the amount of the <br /> highest deductible shown for any owned If you fail to disclose any hazards existing at the <br /> private passenger type "auto" applicable to inception date of this policy, such failure will not <br /> that coverage. If there are no owned private prejudice the coverage provided to you. However, <br /> passenger type "autos", the deductible shall this provision does not affect our right to collect <br /> be $250 for Comprehensive Coverage and additional premium or exercise our right of <br /> $500 for Collision Coverage. No deductible cancellation or nonrenewal. <br /> will apply to"loss"caused by fire or lightning. U. LIBERALIZATION <br /> 6. Additional Definition <br /> If we revise this endorsement to provide greater <br /> As used in this DRIVE OTHER CAR coverage without additional premium charge, we <br /> Provision: will automatically provide the additional coverage <br /> "Family member" means a person related to to all endorsement holders as of the day the <br /> the individual named in 1.a. by blood, revision is effective in your state. <br /> marriage or adoption who is a resident of the <br /> individual's household, including a ward or <br /> foster child. <br /> R. KNOWLEDGE OF AN ACCIDENT, CLAIM, SUIT <br /> OR LOSS <br /> The following is added to Paragraph A.2. of <br /> Section IV- Business Auto Conditions: <br /> Your obligation to provide prompt notice of an <br /> "accident", claim, "suit" or "loss" is satisfied if you <br /> or a person designated by you to be responsible <br /> for insurance matters is notified of, or in any <br /> manner made aware of an "accident",claim, "suit" <br /> or "loss" and provides us such notice as soon as <br /> practicable <br /> S. WAIVER OF SUBROGATION BY CONTRACT <br /> OR AGREEMENT <br /> The following is added to Paragraph A.5 of <br /> Section IV- Business Auto Conditions: <br /> We waive any right of recovery we may have <br /> against a person or organization because of <br /> payments we make for"bodily injury"or"property <br /> damage" when you and such person or <br /> organization have agreed in writing in a contract <br /> or agreement to waive such right of recovery, <br /> provided: <br /> 1. Such written contract or agreement was: <br /> a. Made prior to the "accident" or "loss" <br /> resulting in the covered "bodily injury" or <br /> "property damage"; and <br /> b. Was in effect at the time of the covered <br /> "bodily injury"or"property damage". <br /> 2. The covered "bodily injury" or "property <br /> damage" must arise out of the operations <br /> specified in such written contract or <br /> agreement. <br /> 3. At our request you must provide us with a <br /> copy of the aforementioned written contract or <br /> agreement. <br /> CL CA 01 49 06 17 Includes copyrighted material of Insurance Services Page 5 of 5 <br /> Office, Inc., with its permission <br />