Everett Firefighters Local No. 46 12/16/2022

15 ARTICLE 12 – MEDICAL BENEFITS/INSURANCE 1. EMPLOYEE AND DEPENDENT MEDICAL: 1. The City agrees to offer the City’s self-insured and Kaiser Permanente plan. The employee will make a 10% contribution to the cost of medical coverage. 2. The City also agrees to offer the City’s new Consumer Health Driven Plan. The employee will make a 0% contribution to the cost of medical coverage for 2023. The employee will make a 5% contribution to the cost of medical coverage for 2024 and 2025. The City will make total contributions to an HRA in the amount of $1,500 for an individual or $3,000 for a family. These contributions will be made monthly in 12 equal amounts. Changes in coverage, will have an adjusted HRA contribution, effective the first month following the change in coverage. Employees and their covered spouse that take a whole health exam at the VERA Clinic will receive an additional VEBA contribution in the amount of $200 each. 3. As an option, the City also agrees to allow employees and their dependents to choose the LEOFF Health and Welfare Trust Plan B. The employee will make a 10% contribution to the cost of medical coverage. The City will make contributions to an HRA in the amount of $166.66/month for employee only coverage or $333.33/month for family coverage if the employee enrolls in the LEOFF Trust Plan. 4. The employee has the choice of plans, but the plan must be the same for all family members. 2. DENTAL COVERAGE: The City will pay 100% of the monthly premium for the basic dental insurance plan offered through Washington Dental Service or Willamette Dental Group. Said dental insurance will be provided for all bargaining unit members and their dependents, with an annual maximum of $2,000. 3. In lieu of the City’s historical practice of making a modest contribution toward the purchase of a disability income insurance plan for employees, the City will make a monthly contribution to the Premium Reimbursement Plan of the Washington State Council of Fire Fighters Employee Benefit Trust (the “Plan”) on behalf of each employee. The monthly contribution will be the equivalent of one hour’s pay for a First-Class Fire Fighter at the then-applicable rate. By making such contributions, the City does not make any representations concerning the tax treatment of City contributions or of payments made by the Plan and relies on the Plan’s representation that the Plan will properly withhold and report all such payments in accordance with applicable law, including for payments made to domestic partners. Further, the City does not agree to make any further contributions to the Plan for any other liability or claim beyond the monthly contributions described above. In the event of any claim by the Plan or any other entity or individual against the City, other than concerning the above-described monthly contributions, the Union agrees to indemnify and hold the City harmless from and against any and all liability related thereto, including for the City’s attorney’s fees and associated costs of defense. 4. WAPFML Language The City will provide Washington Paid Family Medical Leave for eligible employees, in accordance with RCW 50A.04, at no cost to the employee for year. If the City opt to no longer have a voluntary plan, the City agrees to notify the union 90 prior to the start of the deduction and negotiate any impacts of such deduction.