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4 <br />termination of this License. For the purposes of this License, the claims, actions, damages, <br />liability and expenses for which Licensee must indemnify, defend and hold harmless the City are <br />referred to as “Covered Claims”. <br />(b) Concurrent Fault. This Section does not purport to indemnify the City <br />against liability for Covered Claims caused by or resulting from the sole gross negligence or willful <br />misconduct of the City, its officers, employees and agents. If Covered Claims are caused by or <br />result from the concurrent negligence of (i) the City, its officers, employees or agents, and (ii) <br />Licensee, its agents, servants, employees, officers, subcontractors, sublicensees, sublicensees, <br />successors or assigns, then this Section will provide the City the maximum indemnification <br />permitted by law. <br />(c) Washington Law. This Section is specifically and expressly intended to <br />constitute a waiver of Licensee's immunity under Washington's Industrial Insurance Act, RCW <br />Title 51, to the full extent necessary to provide the City with a full and complete indemnity from <br />claims made by Licensee and its employees, to maximum extent allowed by law. THE CITY AND <br />LICENSEE ACKNOWLEDGE THAT THE INDEMNIFICATION PROVISIONS OF THIS SECTION WERE <br />SPECIFICALLY NEGOTIATED AND AGREED UPON BY THEM. <br />(d) Waiver and Release. The City shall not be liable to Licensee, or its <br />directors, officers, shareholders, agents, employees, invitees, sublicensees, contractors or <br />licensees, for any loss, injury or damage to Licensee or any other person, or to its or their <br />property, irrespective of the cause of such injury, damage or loss, unless, and then only to the <br />extent, it is caused by or results from the gross negligence or willful misconduct of the City or its <br />employees without contributory negligence on the part of Licensee or any of its directors, <br />officers, shareholders, employees, agents, invitees, sublicensees, licensees or contractors. As a <br />material part of the consideration to the City for this License, Licensee hereby waives and <br />releases all claims against the City with respect to all matters for which the City has disclaimed <br />liability pursuant to the provisions of this License. <br />14. INSURANCE/WAIVER OF SUBROGATION. <br />(a) Licensee Insurance. Licensee shall, throughout the Term, at its own <br />expense, keep and maintain in full force and effect the following polic y, which shall be endorsed <br />as needed to provide that the insurance afforded by the policy is primary and that all insurance <br />or self-insured retention carried or maintained by the City is strictly excess and secondary and <br />shall not contribute with Licensee’s liability insurance: <br />A policy of commercial general liability insurance insuring against claims of bodily <br />injury and death or property damage or loss with a combined single limit at the <br />Effective Date of this License of not less than Two Million Dollars ($2,000,000.00) <br />per occurrence. Licensee shall include the City as an additional insured. <br />The insurance policy required under this Section shall be with companies having a rating <br />according to Best’s Insurance Key Rating Guide for Property – Casualties of no less than A- Class <br />VIII. Licensee shall not allow the policy to lapse, be cancelled or reduced without providing prior <br />written notice to City. Licensee shall deliver to the City, prior to the commencement of its