Lincoln Financial Group 1/22/2024

Page 1 of 3 GB06714 Last updated: 10/23 LCN-6011436-101023 Lincoln Financial Group is the marketing name for Lincoln National Corporation and its affiliates. Lincoln Financial Group® Privacy Practices Notice What Does Lincoln Financial Group Do with Your Personal Information? The Lincoln Financial Group companies* are committed to protecting your privacy. To provide the products and services you expect from a financial services leader, we must collect personal information about you. This Notice describes our current privacy practices. While your relationship with us continues, we will update and send our Privacy Practices Notice as required by law. Even after that relationship ends, we will continue to protect your personal information. You do not need to take any action because of this Notice, but you do have certain rights as described below. We are committed to the responsible use of information and protecting individual privacy rights. As such, we look to leading data protection standards to guide our privacy program. These standards include collecting data through fair and lawful means, such as obtaining your consent when appropriate. Financial companies choose how they share your personal information. Federal and state law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this carefully to understand what we do. Information We May Collect and Use We collect personal information about you: • to help us identify you as a consumer, our customer or our former customer; • to process your requests and transactions; • to offer investment, insurance, retirement and other financial services to you; • to pay your claim; • to analyze in order to enhance our products and services; • to tell you about our products or services we believe you may want and use; and • as otherwise permitted by law. The types of personal information we collect depend on your relationship and on the products or services you request and may include the following: • Information from you: When you submit your application or other forms, you give us information such as your name; address; Social Security number; your financial health; and employment history. We may also collect voice recordings or biometric data for use in accordance with applicable law. • Information about your transactions: We maintain information about your transactions with us, such as the products you buy from us; the amount you paid for those products; your account balances; payment details; and your payment and claims history. • Information from outside our family of companies: If you are applying for or purchasing insurance products, we may collect information from consumer reporting agencies, such as your credit history; credit scores; and driving and employment records. With your authorization, we may also collect information (such as medical information, retirement information, and information related to Social Security benefits), from other individuals or businesses. • Information from your employer: If your employer applies for or purchases group products from us, we may obtain information about you from your employer or group representative to enroll you in the plan. When you are no longer our customer, we continue to share your information as described in this notice. How We Share and Use Your Personal Information We may share your personal information within our companies and with certain service providers. They may use this information: • to process transactions you, your employer, or your group representative have requested; • to provide customer service; • to analyze in order to evaluate or enhance our products and services; • to gain customer insight; to provide education and training to our workforce and customers; and/or • to inform you of products or services we offer that you may find useful.