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Page 2 of 3 <br />GB06714 Last updated: 10/23 <br />LCN-6011436-101023 <br />Our service providers may or may not be affiliated with us. Affiliates are companies related by common ownership or control. <br />Nonaffiliates are companies not related by common ownership or control. They include: <br />• Financial service providers: third party administrators; broker-dealers; insurance agents and brokers; registered <br />representatives; reinsurers and other financial services companies with which we have joint marketing agreements. <br />A joint marketing agreement is a formal agreement between nonaffiliated financial companies that together market <br />financial products or services to you. Our joint marketing partners include, but are not limited to, insurance providers <br />and financial technology solutions. <br />• Non-financial companies and individuals: consultants; vendors; and companies that perform marketing services <br />on our behalf. <br />Information we obtain from a report prepared by a service provider may be kept by the service provider and shared with other <br />persons; however, we require our service providers to protect your personal information and to use or disclose it only for the work <br />they are performing for us, or as permitted by law. We may execute agreements with our service providers that permit the service <br />provider to process your personal information outside of the United States, when not prohibited by our contracts and permitted <br />by applicable law. <br />When you apply for one of our products: <br />• We may share information about your application with credit bureaus. <br />• We may provide information to group policy owners or their designees (for example, to your employer for employer- <br />sponsored plans and their authorized service providers). <br />• We may provide information to regulatory authorities, law enforcement officials, and to other nonaffiliated or <br />affiliated parties as permitted by law. <br />• In the event of a sale of all or part of our businesses, we may share customer information with the acquiror as part <br />of the sale. <br />• We do not sell or release your information to outside marketers who may want to offer you their own <br />products and services unless we receive your express consent; nor do we release information we receive <br />about you from a consumer reporting agency. <br />All financial companies need to share customers’ personal information to run their everyday business. In the section below, we <br />list the reasons financial companies can share their customers’ personal information; the reasons Lincoln chooses to share; and <br />whether you can limit this sharing. <br />Reasons we can share your personal information Does Lincoln share?Can you limit this <br />sharing? <br />For our everyday business purposes—such as to process <br />your transactions, maintain your account(s), respond to court <br />orders and legal investigations, or report to credit bureaus <br />Yes No <br />For our marketing purposes—to offer our products and <br />services to you <br />Yes No <br />For joint marketing with other financial companies Yes No <br />For our affiliates’ everyday business purposes—information <br />about your transactions and experiences <br />Yes No <br />For our affiliates’ everyday business purposes—information <br />about your creditworthiness <br />No We Don’t Share <br />For our affiliates to market to you No We Don’t Share <br />For nonaffiliates to market to you Yes Yes <br />(We don’t share unless <br />we receive your express <br />consent) <br />Federal law gives you the right to limit only: <br />• sharing for our affiliates’ everyday business purposes – information about your creditworthiness; <br />• sharing for our affiliates to market to you; and <br />• sharing for nonaffiliates to market to you.