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<br /> Page 25 <br />Everett 2044 Housing Element Appendix <br />Category 2: Sensitfve informatfon <br />• American Indian or Alaska Natfve alone, non-Hispanic owners experience the highest burden <br />rate at 42 percent, well above the 25 percent owner-average. <br />• Hispanic or Latfno owners follow at 36 percent, also more than ten points above the owner- <br />average, indicatfng a disproportfonately greater need under HUD’s definitfon. <br />• Black or African American alone, non-Hispanic owners face a 34 percent rate, nine points above <br />the average—again a substantfally higher burden. <br />• Owners of Other Race alone, non-Hispanic report a 40 percent burden rate, similarly elevated. <br />• By contrast, Asian alone, non-Hispanic owners have a 22 percent burden rate—below the owner <br />average—while White alone, non-Hispanic owners are at 23 percent, also below average. <br />These Owner-only figures show that, while one in four owner households across the city is cost- <br />burdened, the risk is concentrated among specific groups—especially American Indian/Alaska Natfve, <br />Hispanic or Latfno, and Black owners. In the next chart, we turn to renter-occupied households, where <br />overall burden is much higher and the disparitfes remain pronounced. <br />Moving from owners to renters, the story changes dramatfcally. Renter households in Everett face far <br />greater cost pressure, with 11,209 of the city’s 21,559 renter-occupied units—about 52 percent— <br />spending over 30 percent of income on housing. Chart 3 breaks down these renter burdens by race and <br />ethnicity, revealing both the overall intensity of housing cost strain among renters and the pronounced <br />disparitfes that mirror, and in some cases exceed, those seen among owners.