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b. We will make these payments regardless of fault. e. All costs taxed against the insured in the "suit". <br /> These payments will not exceed the applicable limit f. Prejudgment interest awarded against the insured <br /> of insurance.We will pay reasonable expenses for: on that part of the judgment we pay. If we make an <br /> (1) First aid administered at the time of an accident; offer to pay the applicable limit of insurance, we will <br /> (2) Necessary medical, surgical, x-ray and dental not pay any prejudgment interest based on that <br /> services, including prosthetic devices; and period of time after the offer. <br /> (3) Necessary ambulance, hospital, professional g. All interest on the full amount of any judgment that <br /> nursing and funeral services. accrues after entry of the judgment and before we <br /> have paid, offered to pay, or deposited in court the <br /> 2. Exclusions part of the judgment that is within the applicable <br /> We will not pay expenses for"bodily injury": limit of insurance. <br /> a. Any Insured These payments will not reduce the limits of insurance. <br /> To any insured, except"volunteer workers". 2. If we defend an insured against a "suit" and an <br /> b. Hired Person indemnitee of the insured is also named as a party to <br /> To a person hired to do work for or on behalf of any the "suit", we will defend that indemnitee if all of the <br /> following conditions are met: <br /> insured or a tenant of any insured. <br /> c. Injury On Normally Occupied Premises a. The "suit" against the indemnitee seeks damages <br /> for which the insured has assumed the liability of <br /> To a person injured on that part of premises you the indemnitee in a contract or agreement that is an <br /> own or rent that the person normally occupies. "insured contract"; <br /> d. Workers Compensation And Similar Laws b. This insurance applies to such liability assumed by <br /> To a person, whether or not an "employee" of any the insured; <br /> insured, if benefits for the "bodily injury" are payable c. The obligation to defend, or the cost of the defense <br /> or must be provided under a workers' compensation of, that indemnitee, has also been assumed by the <br /> or disability benefits law or a similar law. insured in the same "insured contract"; <br /> e. Athletics Activities d. The allegations in the "suit" and the information we <br /> To a person injured while practicing, instructing or know about the "occurrence" are such that no <br /> participating in any physical exercises or games, conflict appears to exist between the interests of <br /> sports, or athletic contests. the insured and the interests of the indemnitee; <br /> f. Products-Completed Operations Hazard e. The indemnitee and the insured ask us to conduct <br /> and control the defense of that indemnitee against <br /> Included within the "products-completed operations such "suit" and agree that we can assign the same <br /> hazard". counsel to defend the insured and the indemnitee; <br /> g. Coverage A Exclusions and <br /> Excluded under Coverage A. f. The indemnitee: <br /> SUPPLEMENTARY PAYMENTS — COVERAGES (1) Agrees in writing to: <br /> A AND B (a) Cooperate with us in the investigation, <br /> 1. We will pay, with respect to any claim we investigate or settlement or defense of the "suit"; <br /> settle, or any"suit"against an insured we defend: (b) Immediately send us copies of any <br /> a. All expenses we incur. demands, notices, summonses or legal <br /> b. Up to $1,000 for cost of bail bonds required papers received in connection with the "suit"; <br /> because of accidents or traffic law violations arising (c) Notify any other insurer whose coverage is <br /> out of the use of any vehicle to which the Bodily available to the indemnitee; and <br /> Injury Liability Coverage applies. We do not have (d) Cooperate with us with respect to <br /> to furnish these bonds. <br /> coordinating other applicable insurance <br /> c. The cost of appeal bonds or bonds to release available to the indemnitee; and <br /> attachments, but only for bond amounts within the (2) Provides us with written authorization to: <br /> applicable limit of insurance. We do not have to <br /> furnish these bonds. (a) Obtain records and other information related <br /> d. All reasonable expenses incurred by the insured at to the "suit"; and <br /> our request to assist us in the investigation or (b) Conduct and control the defense of the <br /> defense of the claim or "suit", including actual loss indemnitee in such "suit". <br /> of earnings up to $500 a day because of time off So long as the above conditions are met, attorneys' <br /> from work. fees incurred by us in the defense of that indemnitee, <br /> Page 8 of 18 HG 00 01 06 05 <br />