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necessary litigation expenses incurred by us and However, none of these "employees" or "volunteer <br /> necessary litigation expenses incurred by the workers"are insureds for: <br /> indemnitee at our request will be paid as (1) "Bodily injury" or "personal and advertising <br /> Supplementary Payments. Notwithstanding the injury": <br /> provisions of Paragraph 2.b.(2) of Section I — <br /> Coverage A — Bodily Injury And Property Damage (a) To you, to your partners or members (if you <br /> Liability, such payments will not be deemed to be are a partnership or joint venture), to your <br /> damages for"bodily injury" and "property damage" and members (if you are a limited liability <br /> will not reduce the limits of insurance. company), to a co-"employee" while in the <br /> course of his or her employment or <br /> Our obligation to defend an insured's indemnitee and performing duties related to the conduct of <br /> to pay for attorneys' fees and necessary litigation your business, or to your other "volunteer <br /> expenses as Supplementary Payments ends when: workers" while performing duties related to <br /> a. We have used up the applicable limit of insurance the conduct of your business; <br /> in the payment of judgments or settlements; or (b) To the spouse,child, parent, brother or sister <br /> b. The conditions set forth above, or the terms of the of that co-"employee" or that "volunteer <br /> agreement described in Paragraph f. above, are no worker" as a consequence of Paragraph <br /> longer met. (1)(a) above; <br /> SECTION II—WHO IS AN INSURED (c) For which there is any obligation to share <br /> 1. If you are designated in the Declarations as: damages with or repay someone else who <br /> must pay damages because of the injury <br /> a. An individual, you and your spouse are insureds, described in Paragraphs (1)(a) or(b) above; <br /> but only with respect to the conduct of a business or <br /> of which you are the sole owner. <br /> (d) Arising out of his or her providing or failing to <br /> b. A partnership or joint venture, you are an insured. provide professional health care services. <br /> Your members, your partners, and their spouses <br /> are also insureds, but only with respect to the If you are not in the business of providing <br /> conduct of your business. professional health care services, Paragraph (d) <br /> does not apply to any nurse, emergency <br /> c. A limited liability company, you are an insured. medical technician or paramedic employed by <br /> Your members are also insureds, but only with you to provide such services. <br /> respect to the conduct of your business. Your <br /> managers are insureds, but only with respect to (2) "Property damage"to property: <br /> their duties as your managers. (a) Owned, occupied or used by, <br /> d. An organization other than a partnership, joint (b) Rented to, in the care, custody or control of, <br /> venture or limited liability company, you are an or over which physical control is being <br /> insured. Your "executive officers" and directors are exercised for any purpose by <br /> insureds, but only with respect to their duties as you, any of your "employees", "volunteer <br /> your officers or directors. Your stockholders are workers", any partner or member (if you are a <br /> also insureds, but only with respect to their liability partnership or joint venture), or any member (if <br /> as stockholders. you are a limited liability company). <br /> e. A trust, you are an insured. Your trustees are also b. Real Estate Manager <br /> insureds, but only with respect to their duties as <br /> trustees. Any person (other than your "employee" or <br /> "volunteer worker"), or any organization while <br /> 2. Each of the following is also an insured: acting as your real estate manager. <br /> a. Employees and Volunteer workers c. Temporary Custodians of Your Property <br /> Your "volunteer workers" only while performing Any person or organization having proper <br /> duties related to the conduct of your business, or temporary custody of your property if you die, but <br /> your"employees", other than either your"executive only: <br /> officers" (if you are an organization other than a <br /> partnership, joint venture or limited liability (1) With respect to liability arising out of the <br /> company) or your managers (if you are a limited maintenance or use of that property; and <br /> liability company), but only for acts within the scope (2) Until your legal representative has been <br /> of their employment by you or while performing appointed. <br /> duties related to the conduct of your business. d. Legal Representative If You Die <br /> Your legal representative if you die, but only with <br /> respect to duties as such. That representative will <br /> HG 00 01 06 05 Page 9 of 18 <br />