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now people are spending hundreds of thousands of dollars to bring these homes back and <br /> correct what was done wrong to them. The overlay zone will prevent that from <br /> happening to Riverside. You can still maintain, do additions and upgrade, but the <br /> guidelines and standards will help the homes from being destroyed for nonsense reasons <br /> as we've seen in Seattle. <br /> Barb Hardman: There was a comment about insurance going up because your house is <br /> in a historic overlay. That has not been my experience. I live in one of Everett's historic <br /> overlays. With the guidelines you are not required to reproduce exactly what you have. <br /> If it burns and you have to replace it, you can insure it at replacement,not reproduction, <br /> cost. Replacement is the lower cost. <br /> • As an appraiser, I want to respond to the comment about property values going down. <br /> That is not something I have seen, even specifically in north Everett. There is a positive <br /> difference in value which is the result of properties being historic and the character being <br /> maintained on many of them. I think it would be an advantage to the neighborhood to be <br /> included. <br /> It looks to me like most of the people south of Everett Ave. are against the overlay. I <br /> think that is unfortunate. I can understand that since the zoning allows more density, <br /> some property owners might want to rebuild and are concerned that it will cost more to <br /> build a structure that conforms to these standards. It will take more effort, and it could <br /> cost more,but it doesn't have to. But the designs would look better. It's about education <br /> and improving the neighborhood. I hope people will look at this carefully and understand <br /> it better. There are misconceptions about what's required. You don't have to ask <br /> anybody when you change your door. <br /> Chandra Sadro: The standards and guidelines are important, not so much for right now, <br /> but for future development. All you have to do is go down Grand Avenue to see how <br /> much development has occurred there. The guidelines will help future projects to fit into <br /> the neighborhood. They will give you good guidance on improvements you might want <br /> to make to your home. Also,by having an overlay on this side of Broadway, the east side <br /> of Broadway, we will have more whole coverage acknowledging the historic integrity of <br /> the city. We will be more balanced as a city. I agree with Jack that this is a gift to the <br /> citizens. I'm all for it. <br /> With regard to the boundary change, I am a little conflicted. The area south of Everett <br /> Ave. does seem to be a little more spotty than the rest. The request for a change does <br /> have some merit for consideration. <br /> Neil Anderson: I echo Jack's thoughts, too. I don't have a problem with moving the <br /> boundary to Everett Ave. Everett Ave. makes a logical break; I could go either way. We <br /> used Pacific Ave. as a boundary to the Norton/Grand overlay, and Pacific and Everett <br /> Ave. seem like logical boundary lines. <br /> Sandra Alder: I want to reiterate that the City and the Historical Commission are pro- <br /> development. The overlay does not limit development. You can add onto your home. <br /> What is important is that when you do add onto your home, the guidelines try to make the <br /> addition look like it was always there. So you can't tell that you have added on. The <br /> 10 <br />