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<br /> HISCOX PRO" General Liability Coverage Part (Occurrence)
<br /> c. air compressors,pumps,and generators,including spraying,welding,building
<br /> cleaning,geophysical exploration,lighting,and well-servicing equipment.
<br /> Instead,vehicles described in a,b,or c above will be considered autos.
<br /> Occurrence means an accident arising out of your business operations,including continuous or repeated
<br /> exposure to substantially the same general harmful conditions.
<br /> Officer means a person holding any of the officer positions created by an organization's charter,
<br /> constitution,by-laws,or any other similar governing documents.
<br /> Personal and advertising means injury,including consequential bodily injury,arising out of one or more of the following
<br /> injury offenses:
<br /> 1. false arrest,detention,or imprisonment;
<br /> 2. malicious prosecution;
<br /> 3. the wrongful eviction from,wrongful entry into,or invasion of the right of private occupancy
<br /> of a room,dwelling,or premises that a person occupies,committed by or on behalf of its
<br /> owner,landlord,or lessor;
<br /> 4. oral or written publication,in any manner,of material that slanders or libels a person or
<br /> organization or disparages a person's or organization's goods,products,or services;
<br /> 5 oral or written publication, in any manner,of material that violates a person's right to privacy;
<br /> 6. the use of another's advertising idea in your advertisement;or
<br /> 7. infringement of copyright,trademark,trade dress,or slogan in your advertisement.
<br /> Pollutants means any solid,liquid,gaseous,or thermal irritant or contaminant,including smoke,vapor,dust,
<br /> nanoparticles,fibers,soot,ash,fumes,acids,alkalis,chemicals,and waste.Waste includes,but
<br /> is not limited to,materials to be recycled,reconditioned,or reclaimed.
<br /> Products-completed 1. includes all bodily injury and property damage taking place away from premises owned,
<br /> operations hazard occupied by,loaned,or rented to you and arising out of your product or your work,
<br /> except:
<br /> a. products that are still in your physical possession;or
<br /> b. work that has not yet been completed or abandoned.However,your work will be
<br /> deemed completed at the earliest of the following times:
<br /> (1) when all of the work called for in your contract or agreement has been
<br /> completed;
<br /> (2) when all of the work to be performed at the site has been completed,if your
<br /> contract or agreement calls for work at more than one site;or
<br /> (3) when that part of the work completed at a site has been put to its intended use
<br /> by any person or organization other than another contractor or subcontractor
<br /> working on the same project.
<br /> Work that may need service,maintenance,correction,repair,or replacement,but
<br /> which is otherwise complete,will be treated as completed;and
<br /> 2. does not include bodily injury or property damage arising out of:
<br /> a. the transportation of property,unless the injury or damage results from a condition in
<br /> or on a vehicle not owned or operated by or loaned or rented to you and that condition
<br /> was created by the loading or unloading of that vehicle by you;or
<br /> b. the existence of tools,uninstalled equipment,or abandoned or unused materials.
<br /> Professional services means professional services customarily provided by an architect,engineer,surveyor,physician,
<br /> surgeon,dentist,or other healthcare provider,accountant,insurance agent/broker,investment
<br /> advisor,securities broker/dealer,or attorney,or any other services identified as Covered
<br /> Professional Services in the Declarations.
<br /> Includes copyrighted material of Insurance
<br /> Services Offices,Inc.,with its permission
<br /> WCL P0002 CW(10/14) Page 18 of 19
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