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HISCOX PROTM General Liability Coverage Part (Occurrence) <br /> Property damage means: <br /> 1. physical injury to tangible property,including all resulting loss of use of that property.All <br /> such loss of use will be deemed to occur at the time of the physical injury that caused it;or <br /> 2. loss of use of tangible property that is not physically injured.All such loss of use will be <br /> deemed to occur at the time of the occurrence that caused it. <br /> Tangible property does not indude any software,data,or other information in electronic form. <br /> Retention means the amount stated as such under the General Liability Coverage Part section of the <br /> Declarations. <br /> Temporary worker means a person who is furnished to you to substitute for a permanent employee on leave or to <br /> meet seasonal or short-term workload conditions.Temporary worker does not include leased <br /> worker. <br /> Volunteer worker means a person who is not your employee,and who donates his or her work and acts at your <br /> direction and within the scope of duties determined by you,and is not paid a fee,salary,or other <br /> compensation by you or anyone else for their work performed for you. <br /> You,your,or insured means the named insured and any other person or organization expressly described as an <br /> insured in Section III.Who is an insured. <br /> Your product 1. means any: <br /> a. goods or products,other than real property,manufactured,sold,handled,distributed, <br /> or disposed of by: <br /> (1) you; <br /> (2) others trading under your name;or <br /> (3) a person or organization whose assets or business you have acquired;and <br /> b. containers(other than vehicles),materials,parts,or equipment furnished in connection <br /> with such goods or products; <br /> 2. includes: <br /> a. representations or warranties made at any time with respect to the durability,fitness, <br /> performance,quality,or use of your product;and <br /> b. the providing of or failure to provide instructions or warnings;and <br /> 3. does not include vending machines or other property loaned or rented to or located for the <br /> use of others but not sold. <br /> Your work 1. means: <br /> a. work or operations performed by you or on your behalf;and <br /> b. materials,parts,or equipment furnished in connection with such work or operations; <br /> and <br /> 2. includes: <br /> a. representations or warranties made at any time with respect to the durability,fitness, <br /> performance,quality,or use of your work;and <br /> b. the providing of or failure to provide instructions or warnings. <br /> Includes copyrighted material of Insurance <br /> Services Offices,Inc.,with its permission <br /> WCL P0002 CW(10/14) Page 19 of 19 <br />