Laserfiche WebLink
POLICY#4) BUSINESS UMBRELLA POLICY <br /> INSURANCE COMPANY: Berkshire Hathaway Specialty Ins. Co. <br /> POLICY NUMBER: 47-SUM-148500 <br /> POLICY TERM: JANUARY 1, 2018 TO JANUARY 1, 2019 <br /> POLICY PREMIUM: $2,881.00-BILLED DIRECT BY DIRECT BILL SERVICES <br /> UMBRELLA LIABILITY $2,000,000 EACH OCCURRENCE AND ANNUAL <br /> AGGREGATE LIMIT, SINGLE LIMIT BODILY <br /> INJURY/PROPERTY DAMAGE LIABILITY <br /> Excess over primary <br /> coverages/policies as $ 10,000 RETAINED LIMIT- THIS IS THE <br /> follows: DEDUCTIBLE FOR LOSSES COVERED <br /> UNDER THE UMBRELLA POLICY BUT NOT <br /> COVERED UNDER THE PRIMARY POLICY. <br /> General/ Professional <br /> Liability on Package; EXCLUSIONS: <br /> Automobile Policy <br /> Directors & Officers Liability <br /> Abuse & Molestation Liability <br /> Underinsured Motorist <br /> Punitive Damages <br /> Asbestos <br /> Pollution <br /> HIGHER LIMITS ARE AVAILABLE- <br /> ADD APPROX. $757 PREMIUM FOR EACH ADDITIONAL $1,000,000 LIMIT UP TO <br /> $5,000,000 <br /> PURPOSE OF AN UMBRELLA POLICY <br /> An Umbrella increases your liability limits in multiples of$1,000,000. <br /> D The purpose of an Umbrella Policy is: <br /> 1. To increase your existing liability limits and <br /> 2. To protect your assets from lawsuit. <br /> D Naturally,your greatest risks are: <br /> 1. The injuries or death to resident(s) in the apartments in the event of a <br /> serious mishap such as fire. <br /> 2. A serious injury or damage caused to others through the driving of your <br /> vehicle. <br />