U.S. NATIONAL BANK (US BANK) 11/4/2015

■ Telephone wire transfer: Businesses with limited needs for wire transfers can initiate all types of wire transactions by calling our wire transfer department directly. Optionally, repetitive wires can be initiated via touch-tone (Voice Response Unit). U.S. Bank Positive Pay Services help detect check fraud by electronically matching checks that are presented for payment to the checks you have issued. SinglePoint Positive Pay provides the tools to review exceptions, view images, and make decisions, request adjustments and access history online. ■ Secure, dual administration (separation of duties)for initiating and approving user access, permissions, wire transfers, ACH transfers, template setups, etc. SinglePoint provides a system administration service that your administrator uses to add, configure, modify and remove users online in SinglePoint. No contact with U.S. Bank is required to add or delete users. The Sub-system Administration feature will allow the City to create a second level of system administration to support a tier structure of accounts. This feature is perfect for customers with multiple departments. • Full system administrators can designate sub-system administrators to have access to control accounts, users and tokens in their departments. • Sub-system administrators manage tokens, user profiles and audit reports for the users in their department only. • Full system administrators have access to the System Administration functions within SinglePoint, including Manage Users (all users including sub administrators), Manage Global Settings, User and System Audit Reporting, and Administer Tokens. • Sub-system administrators have access to the System Administration functions, including Manager Users, System Audit Reporting and Administer Tokens for users and account within their subgrouping. • If the user is set up to initiate payment transactions, then the system administrator must request a token from the Bank after the other setup activities are completed and approved. • At setup, the Bank will create regular users and one or more system administrators based on your request in the setup documentation. • A system administrator or sub system administrator can then initiate an action to add, modify or delete a user. The second system administrator must approve the addition, modification or deletion. • For additional security, SinglePoint's System Administration is set up with dual authorization. One system administrator or sub system administrator can City of Everett Banking Service Requirements 123 Banking Services Proposal