Benefit Plans Administrative Services 12/26/2018

26IPaL, e TRADE PROCESSING Trade Date Transactions will be priced at Trade Date's NAV, provided that BPAS receives the Participating Fund's prices (NAV's) for Trade Date prior to 6:30 p.m. ET. (At times the funds may encounter heavy trading or system malfunctions and may not provide NAV in a timely manner). BPAS will transmit transactions over the System to the Participating Funds (or their transfer agent) prior to midnight on Trade Date. However, the Trade Date for Employer contributions may be up to 3 business days after receipt by BPAS. BPAS will use its best efforts to affect transactions based in fund trading restrictions and custodial timing after receipt of transaction instructions from the Plan Administrator or Participants. Instructions received on a day that is not a business day shall be deemed to have been received in the first business day thereafter. A "business day" is a day on which BPAS, the New York Stock Exchange, and all other entities contracted by BPAS to provide trade execution and settlement are open for business. BPAS will not be responsible or have any liability for any loss or diminution in value that may occur if transactions are not executed due to the close of the New York Stock Exchange. Wire Date BPAS will cause funds representing result of transactions traded to be wired to the Fund(s) the morning following Trade Date. BPAS or its designee is solely responsible for the coordination with each Fund of the wire transfer or deposit of funds for the purchase and redemption of fund shares and will ensure that payment occurs on a timely basis in order to obtain Trade Date's NAV. The Funds' inability to accept or receive deposit of funds goes beyond BPAS' responsibility. Failure of System If the System fails for any reason,the failed trades will be placed the next business day. VEBA Administrative Service Agreement (405512)