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ZD2 A738713 03 0901489 COMMERCIAL GENERAL LIABILITY CG 00 33 04 13 LIQUOR LIABILITY COVERAGE FORM Various provisions in this policy restrict coverage. (2) Prior to the policy period, no insured listed Read the entire policy carefully to determine rights, under Paragraph 1. of Section II — Who Is duties and what is and is not covered. An Insured and no "employee" authorized Throughout this policy the words "you" and "your" by you to give or receive notice of an refer to the Named Insured shown in the Declarations, injury" or claim, knew that the "injury" had and any other person or organization qualifying as a occurred, in whole or in part. If such a listed Named Insured under this policy. The words "we", insured or authorized "employee" knew, "us" and "our" refer to the company providing this prior to the policy period, that the "injury" insurance. occurred, then any continuation, change or resumption of such "injury" during or after The word "insured" means any person or organization the policy period will be deemed to have qualifying as such under Section II — Who Is An been known prior to the policy period. Insured. c. "Injury" which occurs during the policy period Other words and phrases that appear in quotation and was not, prior to the policy period, known marks have special meaning. Refer to Section V — to have occurred by any insured listed under Definitions. Paragraph 1. of Section II —Who Is An Insured SECTION I— LIQUOR LIABILITY COVERAGE or any"employee" authorized by you to give or 1. Insuring Agreement receive notice of an "injury" or claim, includes any continuation, change or resumption of that a. We will pay those sums that the insured "injury"after the end of the policy period. becomes legally obligated to pay as damages d. "Injury" will be deemed to have been known to because of "injury" to which this insurance have occurred at the earliest time when any applies if liability for such "injury" is imposed on insured listed under Paragraph 1. of Section II the insured by reason of the selling, serving or furnishing of any alcoholic beverage. We will — Who Is An Insured or any "employee" have the right and duty to defend the insured authorized by you to give or receive notice of against any "suit" seeking those damages. an"injury"or claim: However, we will have no duty to defend the (1) Reports all, or any part, of the "injury" to us insured against any"suit"seeking damages for or any other insurer; "injury" to which this insurance does not apply. (2) Receives a written or verbal demand or We may, at our discretion, investigate any claim for damages because of the "injury"; "injury" and settle any claim or "suit" that may or result. But: es is (3) Becomes aware by any other means that (1) The amount we will pay for damages "injury" has occurred or has begun to occur. limited as described in Section III — Limits Of Insurance; and 2. Exclusions (2) Our right and duty to defend ends when we This insurance does not apply to: have used up the applicable limit of a. Expected Or Intended Injury insurance in the payment of judgments or "Injury" expected or intended from the settlements. standpoint of the insured. This exclusion does No other obligation or liability to pay sums or not apply to "bodily injury" resulting from the perform acts or services is covered unless use of reasonable force to protect persons or explicitly provided for under Supplementary property. Payments. b. Workers'Compensation And Similar Laws b. This insurance applies to"injury"only if: Any obligation of the insured under a workers' (1) The "injury" occurs during the policy period compensation, disability benefits or in the"coverage territory"; and unemployment compensation law or any similar law. CG 00 33 04 13 ©Insurance Services Office, Inc., 2012 Page 1 of 6