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THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. <br /> GENERAL LIABILITY EXTENSION ENDORSEMENT FOR <br /> HUMAN SERVICES PROGRAMS <br /> This endorsement modifies insurance provided under the following: <br /> COMMERCIAL GENERAL LIABILITY COVERAGE FORM <br /> A. DEFENSE EXTENSION activity such as community service or <br /> counseling;or <br /> The following is added to COVERAGE A—BODILY <br /> INJURY AND PROPERTY DAMAGE LIABILITY,2. 3. For any type of civil charge(s)whatsoever. <br /> Exclusions, a. Expected Or Intended Injury and The most we will pay for defense under this defense <br /> COVERAGE B—PERSONAL AND ADVERTISING extension is$25,000. <br /> INJURY LIABILITY, 2. Exclusions, a. Knowing <br /> violation Of Rights Of Another B. LEGAL LIABILITY EXTENSION <br /> However, we will reimburse you for the sums that 1. The last paragraph of Section I—Coverages A <br /> you voluntarily reimburse to an "employee" of yours —2. Exclusions, is deleted and replaced by the <br /> for the reasonable and necessary defense costs following: <br /> that he or she incurs in order to defend himself or Exclusions c.through n.do not apply to: <br /> herself against criminal charges made against him <br /> or her, but this insurance only applies if: a. damage by fire, lightning, explosion, smoke <br /> or leaks from automatic fire protective <br /> 1. The alleged acts out of which such criminal systems;and <br /> charges arise are alleged to have: <br /> a. Arisen out of and in the course of your <br /> b. damage caused by a"resident"; <br /> employment of the"employee"; and to premises rented to you or temporarily <br /> b. Been committed by your"employee"against occupied by you with the permission of the <br /> a client of your Human Services facility;and owner. <br /> c. Taken place during that period of time that 2. Paragraph 6. of Section III — Limits of <br /> the"employee"was employed by you; and osurance is deleted and replaced by the <br /> following: <br /> d. Taken place during the policy period and in <br /> the"coverage territory";and 6. Subject to 5. above, the Damage To <br /> Premises Rented To You Limit is the most <br /> 2. All the criminal charges are either dismissed we will pay under COVERAGE A for <br /> without prejudice or your "employee" is found damages because of"property damage": <br /> not guilty of all criminal charges by a court of a. resulting from fire, lightning, explosion, <br /> law, smoke or leaks from automatic fire <br /> This exception does not apply to any reimbursement protective systems, or any combination <br /> of sums that you voluntarily reimburse to your thereof;and <br /> "employee" for the reasonable and necessary b. caused by a"resident"; <br /> defense costs that he or she incurs in order to <br /> defend himself or herself against criminal charges to premises, rented to you or temporarily <br /> made against him or her: occupied by you with the permission of the <br /> 1. For any criminal charge(s) arising out of the owner. Damage To Premises Rented To <br /> You Limit is the greater of: <br /> ownership, maintenance, use or entrustment to <br /> others of any aircraft, "auto"or watercraft;or a. $200,000 for damages due to fire, <br /> lightning, explosion, smoke or leaks <br /> 2. For any criminal charge(s) where your from automatic fire protective systems, <br /> "employee° receives anything less than either a or any combination there of;or <br /> complete dismissal with prejudice or a not guilty <br /> verdict on all charges, including without b. The Damage To Premises Rented To <br /> limitation, any deferred adjudication or similar You Limit shown in the Declarations; <br /> finding of guilt that is held in abeyance for any and <br /> reason, pending the completion of any remedial <br /> 86571 08104 -1 - <br />